Pros
- ✓Purchase protection included
- ✓No annual fee
Cons
- ✗Foreign Transaction Fee (2.5%)
Rewards
All Spending
1x
pts per dollar
Travel Insurance
Delayed Baggage
Up to $300
Travel Accident
Up to $250,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+2 year(s)
Auto Rental
Up to $65,000 / 31 days
Interest Rates
- Purchase Rate21.9%
- Cash Advance21.9%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
- Guaranteed Approval*
- May help you strengthen your credit history
- 24/7 customer service
- No annual fee
- $300 – $7,000 credit limit
- Valuable Mastercard benefits, plus Everyday and Travel benefits like Purchase Assurance and Extended Warranty
- Add an authorized user for $0
- Annual interest rate of 29.9% (21.9% in Quebec) on purchases, balance transfers, and cash advances
- Security funds may be required
Legal
* You’re guaranteed to be approved for a Capital One Mastercard as long as you:
- Are at least the age of majority in your province or territory of residence;
- Don’t have a frozen credit profile and your eligibility for credit is not prohibited for legal or regulatory reasons;
- Don’t have an existing Capital One account or a pending application for one; and
- Haven’t applied for a Capital One account more than once in the last 30 days, haven’t had a Capital One account that was not in good standing in the last year, and aren’t in legal recoveries with Capital One.
Capital One is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
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