on Bank of Montreal's website
The BMO CashBack Mastercard for students is ideal for students. You can earn 5% cashback during the first three months.
Also, this card comes with 90 days of protection for your purchases and an extended warranty of one year!
Finally, enjoy three months of Instacart+ membership and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.
Offer ends: 2026-06-30
All Spending
0.5x
Cashback pts per dollar
Groceries
3x
Recurring
1x
See how much you could earn with this card based on your spending.
Points Earned
24,960
Cashback/yr
Estimated Value
$250
After Fees
+$250
1st Year Value
$250
incl. welcome bonus
Purchase Protection
Included
Extended Warranty
+1 year(s)
It offers high cashback rates specifically designed for students.
5% cash back for the first three months.
3% on groceries, 1% on recurring payments, and 0.5% on other purchases.
Yes, it offers the highest rate with no annual fee.
Cash back is earned with each purchase.
Yes, the card offers car rental discounts.
No, there is no annual fee for this card.
*Terms and conditions apply
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of Montreal. All trademarks are property of their respective owners.
