Pros
- ✓Welcome Bonus: $150
- ✓Purchase protection included
- ✓No annual fee
Cons
- ✗Foreign Transaction Fee (2.5%)
Rewards
All Spending
1x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Cashback earned
$223
$/yr
Estimated Value
$223
After Fees
+$223
1st Year Value
$373
incl. welcome bonus
Annual rewards breakdown
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Terms & Conditions
Card Features
- Receive an $85 Amazon Gift Card + get 5% back on Amazon.ca, at Whole Foods Market stores in Canada, at the grocery store, and at restaurants for the first 6 months! (Valid on the first $3,000 in eligible purchases††.)
- Earn rewards on all your eligible purchases on Amazon.ca – and at Whole Foods Market stores in Canada‡!
- Get 1% back on eligible purchases on Amazon.ca, at Whole Foods Market stores in Canada, and on foreign currency transactions with an eligible Prime membership‡.
- Otherwise, get 1.5% back on Amazon.ca and at Whole Foods Market stores in Canada‡.
- Get 1% back on all other eligible purchases, everywhere Mastercard is accepted‡.
- Use your rewards on Amazon.ca – redeem your rewards directly for eligible Amazon.ca items.
- No annual credit card fees
Legal
‡ This is an outline of the rewards program (« program ») associated with this credit card account. To participate in the program, you must have an Amazon.ca account open and in good standing, and comply with the program terms and conditions. The Amazon Prime membership of the Amazon.ca account you choose to link to your credit card account will determine the number of points accumulated on eligible purchases. Accumulated points will be redeemed for one or more Amazon.ca gift cards, which Amazon will upload to your Amazon.ca account. The complete terms and conditions describing program eligibility, as well as limitations and restrictions, will be sent after your credit card account is opened. The Toronto-Dominion Bank has no obligation or responsibility for the Amazon.ca gift card(s) or any component of your Amazon.ca account.
†† Limit of one bonus points offer (no monetary value) per new credit card account. This offer applies only to eligible purchases made within six months of opening the credit card account: a) at restaurants and fast-food establishments (merchant category code 5812 and 5814); (b) grocery stores or supermarkets (Merchant Category Code 5411); (c) on the Amazon.ca website; and d) at any physical Whole Foods Market store in Canada. For clarity, this offer does not add to the standard accumulation rates of the rewards program associated with the account; it replaces them. Standard accumulation rates will apply to purchases not in the above categories, as well as to purchases in the above categories after $3,000 in eligible purchases. This promotion is offered by MBNA and Amazon, and may be changed or cancelled at any time without notice.
✪ BALANCE TRANSFERS
Balance Transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is higher, MBNA may send a partial payment to the named creditor/designated account. A balance transfer cannot be used to repay or reduce the balance of your account or any other balance you have with us (including our affiliates, which would include a member of the TD Bank Group).
** Offered by Allianz Global Risks US Insurance Company (Canadian Branch). Information regarding benefits, including terms, limitations, and exclusions, can be found in the certificate of insurance provided with your card.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 MBNA. All trademarks are property of their respective owners.