No time to apply right now?
Get this offer by email and pick up where you left off, whenever suits you.
Pros & Cons
Pros
—
Cons
- No purchase protection
Our Review
The National Bank Corporate Mastercard® is built first to simplify your accounts payable and your team’s spending. It is not a rewards card: National Bank’s page mentions neither a points program nor a welcome offer.
At a glance:
- $35 annual fee, plus $35 per year for each additional card
- 19.15% interest rate on purchases
- 9.9% rate shown by National Bank on balance transfers and cash advances
The card comes in several formats to fit your needs: an individual Shopping and travel card, a driver card and a vehicle card for fleets, a physical departmental card, and a virtual card that generates a unique number for every transaction.
You stay in control with restrictions set card by card: merchant group or category, specific merchant, transaction amount, daily, weekly or monthly credit limit, number of transactions, and days and times of use. The Mastercard® Smart Data® app exports your data to your accounting system (G/L codes, receipt management, expense reports), and the Client centre corporate card lets you manage cards online.
If you would rather earn points, National Bank points businesses to its Platinum Business Mastercard.
Fees and interest rates
- Annual Fee$35
- Additional card fee$35
- Purchase Rate19.15%
- Balance transfer rate9.9%
- Cash advance rate9.9%
Terms & Conditions
Card Features
- $35 annual fee*.
- Additional cards for your employees at $35 per year*.
- Several formats: individual Shopping and travel card, driver card, vehicle card, departmental card and virtual card*.
- Card-level usage controls and detailed management reports*.
Legal
*Subject to credit approval from National Bank. Conditions apply. See National Bank’s page for full details.
FAQ
What are the fees on the National Bank Corporate Mastercard?
The card has a $35 annual fee. Each additional card you add for an employee also costs $35 per year. The issuer’s other cards are listed in our selection of the best National Bank credit cards.
Which card types are available?
National Bank offers five formats: the individual Shopping and travel card, the driver card and the vehicle card for businesses that run a fleet, the physical departmental card, and the virtual card. The virtual card generates a unique number for every transaction, which makes supplier payments easier to manage.
Does the card earn points?
National Bank’s page mentions no rewards program for this card. For points, the bank points businesses to the Platinum Business Mastercard, which earns 1.5 points per dollar spent according to the issuer.
Which management tools come with the card?
You set restrictions for each card: merchant categories, specific merchants, amounts, credit limits, number of transactions, and days and times of use. The Mastercard Smart Data app exports data to your accounting system, and the Client centre corporate card lets you activate and manage cards online.
What are the card’s interest rates?
National Bank shows a 19.15% rate on purchases and a 9.9% rate on balance transfers and cash advances. No interest is charged on purchases if you pay the balance in full within 21 days of the statement date. This grace period does not apply to cash advances or balance transfers.
Which businesses is this card a good fit for?
It suits a business that wants to centralize supplier payments, control employee spending or manage a vehicle fleet. It is not aimed at rewards. To compare your options, see our selection of the best business credit cards.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Nationale. All trademarks are property of their respective owners.
