Pros
- ✓Up to 3x on Groceries
- ✓Purchase protection included
- ✓No annual fee
Cons
- ✗Foreign Transaction Fee (2.5%)
Rewards
All Spending
0.8x
Canadian Tire Triangle pts per dollar
Groceries
3x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
28,416
Canadian Tire Triangle/yr
Estimated Value
$28
After Fees
+$28
1st Year Value
$28
incl. welcome bonus
Annual rewards breakdown
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Interest Rates
- Purchase Rate19.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
- Earn 3% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
- Earn 4% on eligible purchases at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores
- Earn 7¢ in CT Money per litre of premium gas, and 5¢ per litre on other fuel types at Gas+ stations, as well as participating Husky gas stations
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Triangle. All trademarks are property of their respective owners.