Rogers and Chexy cash back after fees through May 10, 2027
Chexy charges $26.25 to pay a $1,500 bill. The offer could leave you with $4.28 to $19.54 after fees, depending on your card’s rate and how much room you have under the caps.
Chexy charges $26.25 to pay a $1,500 bill. With the Rogers and Chexy offer, you could keep $4.28 to $19.54 after the fee, depending on your card’s rate and how much room you have under the caps. These estimates assume the full $1,526.25 card charge earns cash back.
Key Takeaways
- Extra 1% cash back from November 11, 2026, to May 10, 2027. The bonus is added to your regular cash back on qualifying Chexy payments.
- About 1.72% cash back to break even. That’s the rate you need on the full card charge to cover Chexy’s fee of 1.75% of the bill.
- Up to $100 in bonus cash back with a $10,000 cap. Chexy fees count towards that cap.
- $3.36 in net fees after the bonus. That’s what a $1,500 bill costs if the full charge earns 1.5% and Chexy still charges 1.75%.
Ratesopedia may earn a commission through some links.
What you keep on a $1,500 bill
Your card is charged $1,526.25 to cover a $1,500 bill. If the full charge earns 2% regular cash back and the extra 1%, you earn $45.79 and keep $19.54 after the fee. You need a cash back rate of about 1.72% on the full card charge to break even.
| Regular cash back | With the bonus | Net during the offer | Net without the bonus |
|---|---|---|---|
| 1% | 2% | $4.28 | −$10.99 |
| 1.5% | 2.5% | $11.91 | −$3.36 |
| 2% | 3% | $19.54 | $4.28 |
If only the $1,500 bill earns both rewards, the same 3% rate leaves $18.75 after fees. Check the rate that applies to your account and the rules for your card. The figures exclude interest and annual fees.
When the spending cap cuts your return
The terms on Chexy’s official website set a $10,000 cap per account on payments eligible for the extra 1%, including Chexy fees, for the Rogers Red World Mastercard, Rogers Red World Elite Mastercard and Rogers Red World Elite Business Mastercard. The Rogers Red World Legend Mastercard has a $25,000 cap. The base Rogers Red Mastercard is excluded.
For example, six $1,800 payments add up to $10,989 after the 1.75% fees. If all six payments qualify and no other charges count towards the cap, the extra 1% tops out at $100 on a card with a $10,000 promotional cap. The remaining $989 can still earn regular cash back under the card’s usual rules.
Before you schedule your first payment
Check your rate and any cap on regular cash back. The Rogers Red World Elite Mastercard has no annual fee. Its 2% rate on eligible non-U.S.-dollar purchases requires a qualifying service and is subject to an annual cap. The regular rate without a qualifying service is 1.5%.
If you’ve already linked an eligible card, the bonus applies automatically to qualifying payments. Both accounts must be open and in good standing. Initiate and complete the payment in Chexy and allow it to be charged to the card during the offer, which ends May 10, 2027, at 11:59 p.m. EST according to the terms. Chexy lists rent, utilities and taxes among the eligible payments.
If you plan to keep using Chexy after the offer, compare your regular cash back with the fee and the cost of paying the bill directly. You can check other options with our credit card comparison tool or follow changes in our newsletter.
For the steps to follow if you already have a Rogers card or need to apply for one, plus cash back examples on bills from $1,000 to $3,000, see the Rogers and Chexy offer guide on Milesopedia.
