CIBC Smart® Account
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on CIBC's website
Monthly Fee
$16.95/mo
no monthly fee if you maintain a minimum balance of $3,000
Account Overview
Discover the CIBC Smart Account, designed to fit your needs.
Enjoy flexible monthly fees from $0 to $16.95 and no monthly fees with a minimum daily balance of $4,000. Seniors (65 and over) receive an additional discount of $6.95.
Make your transactions free of charge with unlimited Interac e-Transfers and enjoy one free withdrawal per month at a non-CIBC bank machine in Canada. Use your account for online purchases with Visa Debit.
Offer & conditions
Up to $850 welcome bonus*
Pros & Cons
Pros
- +Fee waived with $4,000 minimum balance
- +Unlimited Interac e-Transfers
- +E-statements available
Cons
- –Monthly fee of $16.95
Account Features
- E-StatementIncluded
- ATM Fee (Institution)Free
- NSF Fee$5
Terms and conditions
- Flexible monthly fee from $0 to $16.95
- No monthly fee with a minimum daily balance of $4,000
- Fee reduction of $6.95 for seniors (65 and over)
- Monthly fee based on number of transactions
- $0 for minimum balance reached
- $6.95 up to 12 operations
- $1.25 per transaction from 13 to 20 transactions
- $16.95 for unlimited transactions
- Free Interac e-Transfer® transactions
- One free withdrawal per month at a non-CIBC bank machine in Canada
- Visa Debit for online purchases and applications
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*Conditions apply.
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