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Earn 2x miles on United purchases
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No Foreign Transaction Fees
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Earn 2x MileagePlus miles on gas station purchases
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Earn 30,000 bonus miles
- Earn 30,000 bonus miles
- No annual fee
- Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
- Earn 2 miles per $1 spent on United® purchases
- Earn 2 miles per $1 spent on local transit and commuting
- Earn 1 mile per $1 spent on all other purchases
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Local Transport2miles
- Gas2miles
- All Spending1mile
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- United MileagePlus
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
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3x miles on United
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2x miles on Dining
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Free first and second checked bags
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Earn 80,000 bonus miles
- Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- $250 Annual Fee
- Earn 3x miles on United® purchases
- Earn 2x miles on dining and select streaming services
- Earn 2x miles on all other travel
- Earn 1x mile on all other purchases
- Each year, receive a $125 credit on United® purchases and two 5k-mile anniversary award flight credits. Terms apply.
Annual Fee
- Primary card $250
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery2miles
- Travel2miles
- Streaming services2miles
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- United MileagePlus
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
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Earn 2x miles on United purchases
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Anniversary Bonus Miles
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Annual Travel Credit
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Earn 75,000 bonus miles
- Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- $0 introductory annual fee for the first year, then $99.
- Receive a 5,000-mile “better together” bonus each anniversary when you have both the United℠ Business Card and a personal United® credit card.
- Earn 2 miles per $1 spent on United® purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost – miles earned from their purchases accrue in your account so you can earn rewards faster.
- Enjoy a free first checked bag – a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.
Annual Fee
- Primary card $99
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Local Transport2miles
- Gas2miles
- Office Supplies2miles
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- United MileagePlus
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
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Earn 2x miles on United purchases
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Free Checked Bag
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Two United Club Passes Annually
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Earn up to 70,000 bonus miles
- Earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 miles after you spend $6,000 total on purchases in the first 6 months your account is open.
- $0 introductory annual fee for the first year, then $95
- Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
- Up to $100 Global Entry or TSA PreCheck® fee Credit
- 25% back on United® inflight purchases
- Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
- Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
- Earn 2 miles per $1 spent on dining including eligible delivery services
Annual Fee
- Primary card $95
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery2miles
- All Spending1mile
- Groceries1mile
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- United MileagePlus
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
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Earn 4x miles on United purchases
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United Club℠ Access
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Earn PQPs Towards Status
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Earn 100,000 bonus miles
- Earn 100,000 bonus miles.
- Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
- Earn 2 miles per $1 spent on all other travel
- Earn 2 miles per $1 spent on dining including eligible delivery services
- Earn 1 mile per $1 spent on all other purchases
- Up to $100 Global Entry or TSA PreCheck® fee credit
- Free first and second checked bags – a savings of up to $320 per roundtrip. Terms Apply
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Infinite Card.
Annual Fee
- Primary card $525
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery2miles
- Travel2miles
- All Spending1mile
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- United MileagePlus
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance