Run the numbers yourself.
Free tools to make better financial decisions. Mortgage, taxes, savings, credit cards and more.
Mortgage & Real Estate
Mortgage Payment
Calculate your monthly mortgage payments
Affordability
Find out how much home you can afford
CMHC Insurance
Premium, true cost, and monthly payment impact
Rent vs Buy
Compare buying vs renting over 1 to 30 years
Land Transfer Tax
Calculate your land transfer tax by province
FHSA (First Home Savings)
Tax-free growth for your first home purchase
Mortgage Refinance
Estimate savings from refinancing your mortgage
Mortgage Renewal
Compare payments at renewal with new rates
Payment Shock
Measure the impact of rate increases at renewal
Down Payment
Calculate minimum down payment and CMHC insurance
Tax
Income Tax
Estimate your federal and provincial taxes
Take-Home Pay
Gross to net for any salary, any province
Payroll Tax
True cost of your employees by province
Corporate Income Tax
Calculate corporate tax for CCPCs and general corporations
GST/HST Remittance
Regular vs quick method, by province
TPS/TVQ (Quebec)
Calculate GST + QST for Quebec