Calculator · Open source
Mortgage Affordability Calculator
Find out how much home you can afford based on your income, debts, and down payment.
Methodology
Public formulas, updated regularly. Built for Canadians, by Canadians.
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Results
Maximum Home Price
$455,249
Maximum Mortgage$405,249
Monthly Payment$2,204
GDS Ratio32.3%
Gross Debt Service (max 39%)
TDS Ratio38.3%
Total Debt Service (max 44%)