National Bank World Elite® Mastercard®National Bank World Elite® Mastercard®•First-year annual fee rebate, a $150 savings†

Pros & Cons

Pros

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Cons

  • –Foreign Transaction Fee (2.5%)
  • –No purchase protection

Our Review

The ATB Preferred Fixed Rate Mastercard offers a low fixed interest rate of 10.90% on purchases and cash advances for $29 per year, making it ideal if you occasionally carry a balance.

Fees and interest rates

  • Annual Fee
    $29
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate10.9%
    Quebec10.9%
  • Cash advance rate10.9%
    Quebec10.9%

Terms & Conditions

Card Features

  • Low fixed interest rate of 10.90% (purchases and cash advances)
  • $29 annual fee
  • No rewards
  • Available to Alberta residents

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 ATB Financial. All trademarks are property of their respective owners.