- Annual feeNo annual fee the first year
- $0 $120
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$200Annual fee rebated$120Total$320Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $320
- Welcome offer
- 40,000 points
on ATB Financial's website
- Features
- Issuer
- ATB Financial
- Loyalty Program
- ATB Rewards
- Fees and terms
- Annual Fee
- $120/yr
- Min. annual income
- $80,000+
- Household income
- $150,000+
- Interest rates
- Purchases
- 20.99 %
- Cash advance
- 25.99 %
- Foreign transaction fee
- 2.5 %
Issuer terms
- 8 points/$1 on travel
- 6 points/$1 on groceries, gas, streaming, and entertainment
- 2 points/$1 on all other purchases
- Welcome Bonus: 40,000 points ($200 value)
- Annual fee waived for the first year (then $120)
- Available to Alberta residents
- Rewards
- Rate
- Travel
- 8x
- Groceries
- 6x
- Gas & EV
- 6x
- Entertainment
- 6x
Pros
- First Year Annual Fee Rebate
- Welcome bonus of 40,000 points
- 6x on groceries
- 2x at restaurants
Cons
- Requires good credit
The ATB World Elite Mastercard is ATB Financial’s premium travel rewards card: 8 points per $1 on travel, 6 points on groceries, gas, streaming, and entertainment, and 2 points on everything else.
Earn a welcome bonus of 40,000 points ($200 value) and a first-year annual fee waiver (regularly $120).



