Compare Credit Cards in Canada - 2026

National Bank World Elite^® Mastercard^®•First-year annual fee rebate, a $150 savings^†

162 cards found

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$2,500per month

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Scotia Momentum® Visa Infinite +* Card

Scotiabank Cash BackFirst-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$300Annual fee rebated$120Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $420
Welcome offerAfter $2,000 in 3 months: Up to $300 Cash Back; Ends Nov 1, 2026

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Cash Back

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 4x
Bills & recurring payments: 4x
Telecom: 4x
Gas & EV: 2x
Transit: 2x
Streaming: 2x

Read the full review

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American Express Cobalt® Card

American Express Amex Membership Rewards

Annual fee: $191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months: Up to 15,000 points

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer: Amex
Network
Program: Amex Membership Rewards

Fees and terms
Annual Fee: $191.88/yr ($15.99/mo)
Min. annual income: —

Read the full review

Rewards: Rate
Restaurants: 5x
Groceries: 5x
Convenience: 5x
Streaming: 3x
Transit: 2x
Gas & EV: 2x

Read the full review

SponsoredCompare

TD First Class Travel® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,039
Welcome offerAfter $7,500 in 6 months: Up to 160,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: TD Rewards

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 6x
Restaurants: 6x
Transit: 6x
Bills & recurring payments: 4x
Streaming: 4x

Read the full review

FeaturedCompare

RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,050
Welcome offerAfter $5,000 in 6 months: Up to 70,000 points; Ends Nov 25, 2026

Apply Now

on RBC's website

Features
Issuer: RBC
Network
Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Travel: 1.25x

Read the full review

SponsoredCompare

Scotiabank Gold American Express® Card

Scotiabank Scene+

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $500
Welcome offerAfter $7,500 in 12 months: Up to 50,000 points; Ends Nov 1, 2026

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Scene+

Fees and terms
Annual Fee: $120/yr
Min. annual income: $12,000+

Read the full review

Rewards: Rate
With the partner brand: 6x
Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Streaming: 3x
Transit: 3x
Gas & EV: 3x

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Scotiabank Passport® Visa Infinite +* Card

Scotiabank Scene+

Annual fee: $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $350
Welcome offerAfter $2,000 in 3 months: Up to 35,000 points; Ends Nov 1, 2026

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Scene+

Fees and terms
Annual Fee: $150/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 2x
Restaurants: 2x
Transit: 2x
Entertainment: 2x

Read the full review

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PC® World Elite® Mastercard®

PC Financial PC Optimum

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$20Total$20Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $20
Welcome offerAfter $50 in 2 months: 20,000 points

Apply Now

on PC Financial's website

Features
Issuer: PC Financial
Network
Program: PC Optimum

Fees and terms
Annual Fee: $0
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Pharmacy: 45x
Groceries: 30x

Read the full review

FeaturedCompare

TD® Aeroplan® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,239
Welcome offerAfter $12,000 in 12 months: Up to 50,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Gas & EV: 1.5x
Groceries: 1.5x
Air Canada flights: 1.5x

Read the full review

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BMO CashBack® World Elite®* Mastercard®*

BMO Cash BackFirst-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$650Annual fee rebated$139Total$789Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $789
Welcome offerGet 40 points after $2,000 in purchases per month for 12 months: Up to $650 in value, first-year annual fee waiver included

Apply Now

on BMO's website

Features
Issuer: BMO
Network
Program: Cash Back

Fees and terms
Annual Fee: $139/yr
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Groceries: 5x
Transit: 4x
Gas & EV: 3x
Streaming: 2x
Bills & recurring payments: 2x

Read the full review

Compare

TD® Aeroplan® Visa Infinite Privilege* Credit Card

TD Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Annual credit$100Total$2,100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $2,100
Welcome offerAfter $24,000 in 12 months: Up to 100,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

Read the full review

Rewards: Rate
Air Canada flights: 2x
Restaurants: 1.5x
Groceries: 1.5x
Travel: 1.5x
Transit: 1.5x
Gas & EV: 1.5x

Read the full review

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162 cards found

Search for a credit card

Personalize your profileCompare based on your spending.

$2,500per month

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Scotia Momentum® Visa Infinite +* Card

Scotiabank Cash BackFirst-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$300Annual fee rebated$120Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $420
Welcome offerAfter $2,000 in 3 months: Up to $300 Cash Back; Ends Nov 1, 2026

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Cash Back

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 4x
Bills & recurring payments: 4x
Telecom: 4x
Gas & EV: 2x
Transit: 2x
Streaming: 2x

Read the full review

Compare

American Express Cobalt® Card

American Express Amex Membership Rewards

Annual fee: $191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months: Up to 15,000 points

Apply Now

on American Express's website

Features
Issuer: Amex
Network
Program: Amex Membership Rewards

Fees and terms
Annual Fee: $191.88/yr ($15.99/mo)
Min. annual income: —

Read the full review

Rewards: Rate
Restaurants: 5x
Groceries: 5x
Convenience: 5x
Streaming: 3x
Transit: 2x
Gas & EV: 2x

Read the full review

SponsoredCompare

TD First Class Travel® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,039
Welcome offerAfter $7,500 in 6 months: Up to 160,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: TD Rewards

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 6x
Restaurants: 6x
Transit: 6x
Bills & recurring payments: 4x
Streaming: 4x

Read the full review

FeaturedCompare

RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,050
Welcome offerAfter $5,000 in 6 months: Up to 70,000 points; Ends Nov 25, 2026

Apply Now

on RBC's website

Features
Issuer: RBC
Network
Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Travel: 1.25x

Read the full review

SponsoredCompare

Scotiabank Gold American Express® Card

Scotiabank Scene+

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $500
Welcome offerAfter $7,500 in 12 months: Up to 50,000 points; Ends Nov 1, 2026

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Scene+

Fees and terms
Annual Fee: $120/yr
Min. annual income: $12,000+

Read the full review

Rewards: Rate
With the partner brand: 6x
Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Streaming: 3x
Transit: 3x
Gas & EV: 3x

Read the full review

Compare

Scotiabank Passport® Visa Infinite +* Card

Scotiabank Scene+

Annual fee: $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $350
Welcome offerAfter $2,000 in 3 months: Up to 35,000 points; Ends Nov 1, 2026

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Scene+

Fees and terms
Annual Fee: $150/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 2x
Restaurants: 2x
Transit: 2x
Entertainment: 2x

Read the full review

Compare

PC® World Elite® Mastercard®

PC Financial PC Optimum

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$20Total$20Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $20
Welcome offerAfter $50 in 2 months: 20,000 points

Apply Now

on PC Financial's website

Features
Issuer: PC Financial
Network
Program: PC Optimum

Fees and terms
Annual Fee: $0
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Pharmacy: 45x
Groceries: 30x

Read the full review

FeaturedCompare

TD® Aeroplan® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,239
Welcome offerAfter $12,000 in 12 months: Up to 50,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Gas & EV: 1.5x
Groceries: 1.5x
Air Canada flights: 1.5x

Read the full review

Compare

BMO CashBack® World Elite®* Mastercard®*

BMO Cash BackFirst-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$650Annual fee rebated$139Total$789Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $789
Welcome offerGet 40 points after $2,000 in purchases per month for 12 months: Up to $650 in value, first-year annual fee waiver included

Apply Now

on BMO's website

Features
Issuer: BMO
Network
Program: Cash Back

Fees and terms
Annual Fee: $139/yr
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Groceries: 5x
Transit: 4x
Gas & EV: 3x
Streaming: 2x
Bills & recurring payments: 2x

Read the full review

Compare

TD® Aeroplan® Visa Infinite Privilege* Credit Card

TD Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Annual credit$100Total$2,100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $2,100
Welcome offerAfter $24,000 in 12 months: Up to 100,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

Read the full review

Rewards: Rate
Air Canada flights: 2x
Restaurants: 1.5x
Groceries: 1.5x
Travel: 1.5x
Transit: 1.5x
Gas & EV: 1.5x

Read the full review

Showing 10 of 162

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