Pros & Cons

Pros

  • Up to 3x at Marriott Bonvoy hotels
  • No annual fee

Cons

  • No purchase protection

Our Review

Available starting February 9, 2027. American Express will publish the welcome offer, eligibility and full terms of the card on that day.

The Marriott Bonvoy Bright American Express Card is the first Marriott Bonvoy card in Canada with no annual fee. It comes with complimentary Marriott Bonvoy Silver Elite status and 5 Elite Night Credits a year toward your next status level.

Earn 3 points per dollar on eligible purchases at participating hotels in the Marriott Bonvoy portfolio, 2 points per dollar on eligible dining purchases and 1.25 points per dollar on all other eligible purchases.

The American Express announcement does not include an Annual Free Night Award for this card.

Rewards

All Spending

1.25x

Marriott Bonvoy pts per dollar

Marriott Bonvoy hotels

3x

Marriott Bonvoy pts per dollar

Restaurants

2x

Marriott Bonvoy pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.50¢3¢
Groceries1.25x
$700/month
Gas1.25x
$200/month
Transit1.25x
$100/month
Restaurants2x
$300/month
Pharmacy1.25x
$50/month
Travel1.25x
$150/month
Bills & recurring payments1.25x
$250/month
Telecom1.25x
$150/month
Entertainment & streaming1.25x
$100/month
Office supplies1.25x
$0/month
Search-engine & social-media advertising1.25x
$0/month
All other spending1.25x
$500/month

Points Earned

40,200

Marriott Bonvoy/yr

Estimated Value

$402

After Fees

+$402

1st Year ValueThese figures are estimates from our own calculator, based on our point valuations and the spending you enter. They are not the card issuer's valuation and have not been provided or endorsed by the issuer. Actual rewards may vary.

$402

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.25x10,500 pts
Gas$2,400/yr × 1.25x3,000 pts
Transit$1,200/yr × 1.25x1,500 pts
Restaurants$3,600/yr × 2x7,200 pts
Pharmacy$600/yr × 1.25x750 pts
Travel$1,800/yr × 1.25x2,250 pts
Bills & recurring payments$3,000/yr × 1.25x3,750 pts
Telecom$1,800/yr × 1.25x2,250 pts
Entertainment & streaming$1,200/yr × 1.25x1,500 pts
All other spending$6,000/yr × 1.25x7,500 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.34x
Total points earned40,200 pts
Value of points accumulated in the first year≈ $402

Terms & Conditions

Card Features

Available starting February 9, 2027

  • Welcome offer: to be announced at launch

Card features announced by American Express

  • No annual fee.
  • Earn 3 Marriott Bonvoy points per dollar on eligible purchases at participating hotels in the Marriott Bonvoy portfolio.
  • Earn 2 points per dollar on eligible dining purchases.
  • Earn 1.25 points per dollar on all other eligible purchases.
  • Complimentary Marriott Bonvoy Silver Elite status.
  • Receive 5 Elite Night Credits annually.

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express. All trademarks are property of their respective owners.

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