Ratesopedia

Pros

  • Welcome Bonus: $25
  • Purchase protection included
  • No annual fee

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

With the Walmart Rewards World Mastercard, you can earn 3% cash back on all your purchases at Walmart.ca and in Walmart stores. Everywhere else, you get 1% cash back.

Plus, you pay no annual fees. Get up to $25 cash back with this welcome offer.

Rewards

All Spending

1x

Cash Back pts per dollar

Gas

1.25x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Gas1.25%
$300/month
Groceries1.00%
$400/month
Restaurants1.00%
$160/month
Telecom1.00%
$300/month
All other spending1.00%
$700/month

Cashback earned

$232

$/yr

Estimated Value

$232

After Fees

+$232

1st Year Value

$257

incl. welcome bonus

Annual rewards breakdown

Gas$3,600/yr × 1.25%$45
Groceries$4,800/yr × 1.00%$48
Restaurants$1,920/yr × 1.00%$19
Telecom$3,600/yr × 1.00%$36
All other spending$8,400/yr × 1.00%$84
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1.04%
Total cashback earned$232

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Interest Rates

  • Purchase Rate
    21.89%
  • Cash Advance
    22.97%
  • Foreign Transaction Fee
    2.5%

Eligibility

Personal Income

$50,000

Household Income

$80,000

Terms & Conditions

Card Features

  • 3% cash back online at Walmart.ca and for purchases at Walmart
  • 1% cash back everywhere else

Related Cards

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Walmart. All trademarks are property of their respective owners.