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BMO Preferred Rate Mastercard®*BMO Preferred Rate Mastercard®*Apply Now
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CIBC Select Visa* CardCIBC Select Visa* CardApply Now
Annual fee$0 $29$0 $29
Our valuation$29$29
Network
IssuerBMOCIBC
Min. household income—$15,000+
Additional card$0$0
First year free✓✓
Foreign transaction fee2.5%2.5%
Purchase interest rate13.99%13.99%
Purchase rate (Quebec)13.99%13.99%
Cash advance rate15.99%13.99%
Purchase protection✓—
Extended warranty✓—

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Best of month
BMO Preferred Rate Mastercard®*BMO Preferred Rate Mastercard®*Apply Now
Drag
Best of month
CIBC Select Visa* CardCIBC Select Visa* CardApply Now
Annual fee$0 $29$0 $29
Our valuation$29$29
Network
IssuerBMOCIBC
Min. household income—$15,000+
Additional card$0$0
First year free✓✓
Foreign transaction fee2.5%2.5%
Purchase interest rate13.99%13.99%
Purchase rate (Quebec)13.99%13.99%
Cash advance rate15.99%13.99%
Purchase protection✓—
Extended warranty✓—
Learn moreLearn more