Ratesopedia

Pros

  • Purchase protection included
  • Travel medical insurance included

Cons

Our Review

*

Rewards

All Spending

1x

Cash Back pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries1.00%
$400/month
Restaurants1.00%
$160/month
Gas1.00%
$300/month
Recurring1.00%
$300/month
All other spending1.00%
$700/month

Cashback earned

$223

$/yr

Estimated Value

$223

After Fees

+$134

1st Year Value

$134

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 1.00%$48
Restaurants$1,920/yr × 1.00%$19
Gas$3,600/yr × 1.00%$36
Recurring$3,600/yr × 1.00%$36
All other spending$8,400/yr × 1.00%$84
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1.00%
Total cashback earned$223

Travel Insurance

Travel Medical

Included

Trip Cancellation

Up to $2,500

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $1,000

Lost Baggage

Up to $1,000

Flight Delay

Up to $500

Hotel Burglary

Up to $1,000

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    19.99%
  • Cash Advance
    21.5%
  • Foreign Transaction Fee
    1.5%

Perks & Benefits

Concierge Service

24/7

Eligibility

Personal Income

$80,000

Household Income

$150,000

Terms & Conditions

Card Features

  • Earn 2% per dollar in BRIM Reward Points
  • No FX-fee
  • Free Wi-Fi anywhere around the world

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Brim. All trademarks are property of their respective owners.