on Simplii Financial's website
The Simplii Financial™ Cash Back Visa* is a no-annual-fee credit card that turns your everyday spending into real cash back.
With this limited-time offer, earn 20% cash back for your first 3 months on up to $500 in spending on gas, groceries, drugstore purchases and pre-authorized payments — that’s up to $100 back in your pocket.
After the welcome period, the Simplii Financial™ Cash Back Visa* continues to reward you with competitive cash-back rates on your most frequent purchases:
With no annual fee and strong rewards on everyday categories, the Simplii Financial™ Cash Back Visa* is a smart choice for anyone looking to get more value from their daily spending.
All Spending
0.5x
Cashback pts per dollar
Groceries
1.5x
Restaurants
4x
Pharmacy
1.5x
Gas
1.5x
Recurring
1.5x
See how much you could earn with this card based on your spending.
Points Earned
32,580
Cashback/yr
Estimated Value
$326
After Fees
+$326
1st Year Value
$326
incl. welcome bonus
Purchase Protection
Included
Extended Warranty
+1 year(s)
Personal Income
$15,000
Household Income
$15,000
This product is not available for Quebec residents.
Welcome offer:
Earn:
Other features:
†Terms and conditions apply. Click ‘Apply Now’ for complete details. Banking services are not available in Quebec.
« Purchase » means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque.
« Cash » means a Cash Advance, Balance Transfer and Convenience Cheque.
Interest rates may change from time to time.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Simplii Financial. All trademarks are property of their respective owners.
