Vancity enviro Visa Classic Low Interest

Pros & Cons

Pros

+Purchase protection included

Cons

—

Our Review

The low-interest Vancity enviro™ Visa* Classic card is built for people who carry a balance from month to month: its 11.25% interest rate is well below that of most credit cards, for an annual fee of just $25. Balance transfers from another card come with no transfer fee.

It does not earn points: to earn Vancity Rewards points at the same low rate, the low-interest enviro Visa Classic card with Vancity Rewards costs $50 a year. Vancity is a credit union, and 5% of enviro Visa card profits support its enviroFund™ program every year. The card is available only to British Columbia residents.

Travel Insurance

Travel Accident

Included

Purchase Protection

Included

Extended Warranty

Included

Fees and interest rates

Annual Fee
$25
Additional card fee
$0
Purchase Rate
11.25%

Terms & Conditions

Card Features

Annual interest rate of 11.25%
Annual fee of $25
No fee for up to 4 additional cards
No balance transfer fee
Common carrier travel accident insurance, extended warranty and purchase security
Does not earn Vancity Rewards points
For British Columbia residents aged 19 or older

Legal

*Trademark of Visa Int., used under license. Conditions apply. Vancity is a BC Financial Services Authority authorized credit union and is covered by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC). Available only to British Columbia residents aged 19 or older.