Best Vancity Credit Cards - September 2026

The Vancity enviro^™ Visa Infinite Privilege* card is Vancity's top-tier card. It earns 10 points per $1 at select local businesses, 5 on public transit and ferries, 3 on groceries and 1.5 on everything else, with double points on travel booked through Vancity Rewards.

New cardholders who apply by November 1, 2026 can earn up to 90,000 bonus points and a $250 travel statement credit, which Vancity values at up to $1,485 in the first year.

Each cardholder on the account gets 6 complimentary lounge visits a year through Visa Airport Companion, and the insurance package includes travel emergency medical, trip cancellation and mobile device coverage. Vancity is a credit union, and 5% of enviro Visa card profits support its enviroFund^™ program every year. The card is available only to British Columbia residents.

The Vancity enviro^™ Visa Infinite* card earns 1.25 to 10 Vancity Rewards points per $1: 10 points at select local businesses, 5 on public transit and ferries, 2.5 on groceries and 1.25 on everything else, with double points on travel booked through Vancity Rewards. Every 100 points is worth $1, whether you redeem them for travel, cash back, gift cards or charitable donations.

New cardholders who apply by November 1, 2026 can earn up to 40,000 bonus points (20,000 after $3,000 in purchases in the first 3 months, plus 20,000 after $12,000 in the first 12 months), a $200 travel statement credit and a rebate of the $120 annual fee for the first two years. Vancity values the first-year offer at up to $1,014.

The card includes a Visa Airport Companion membership with 2 complimentary lounge visits per year, flight delay, baggage and mobile device insurance, and Visa Infinite perks. Vancity is a credit union, and 5% of enviro Visa card profits support its enviroFund^™ program every year. The card is available only to British Columbia residents.

The Vancity enviro^™ Visa* Gold card earns 1 Vancity Rewards point per $1, doubled on travel booked through Vancity Rewards, plus 3,500 bonus points on each card anniversary.

New cardholders who apply by November 1, 2026 get 2,500 points on their first purchase, 7,500 more after $2,000 in purchases in the first 3 months, and a rebate of the $99 annual fee for the first year. Vancity values this first-year offer at up to $234.

The card also includes car rental, price protection and purchase insurance. Vancity is a credit union, and 5% of enviro Visa card profits support its enviroFund^™ program every year. The card is available only to British Columbia residents.

The Vancity enviro^™ Visa* Classic card is a no-fee way to earn Vancity Rewards points: 1 point per $2 spent, doubled on travel booked through Vancity Rewards. Points can be redeemed for travel, cash back, gift cards or charitable donations, at $1 per 100 points.

Vancity is a credit union, and 5% of enviro Visa card profits support its enviroFund^™ program every year. The card is available only to British Columbia residents.

The low-interest Vancity enviro^™ Visa* Classic card is built for people who carry a balance from month to month: its 11.25% interest rate is well below that of most credit cards, for an annual fee of just $25. Balance transfers from another card come with no transfer fee.

It does not earn points: to earn Vancity Rewards points at the same low rate, the low-interest enviro Visa Classic card with Vancity Rewards costs $50 a year. Vancity is a credit union, and 5% of enviro Visa card profits support its enviroFund^™ program every year. The card is available only to British Columbia residents.