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Ranking · Updated August 2026

Best Chequing Accounts for Students in Canada

Compare chequing accounts for Canadian students. No monthly fees, free e-Transfers, and welcome bonuses for college and university students.

4
accounts
Best for: Students
BMO
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BMO Performance Student Chequing Account

BMO · chequing

5.0Ratesopedia rating

The BMO Performance Student Chequing Account has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to $800 welcome bonus*.

No feeUnlimited transactionsSpecial offer
Monthly fee
$0
Regular rate
—
Promo rate
—
Transactions
Unlimited

Pros

  • No monthly fee
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • Few premium perks
Best for: Students
CIBC
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CIBC Smart™ for Students

CIBC · chequing

4.0Ratesopedia rating

The CIBC Smart™ for Students has no monthly fee, making it risk-free to hold.

No fee
Monthly fee
$0
Regular rate
—
Promo rate
—
Transactions
—

Pros

  • No monthly fee

Cons

  • Capped transactions
Best for: Students
TD
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TD Student chequing account

TD · chequing

4.4Ratesopedia rating

The TD Student chequing account has no monthly fee, making it risk-free to hold. Current offer: Up to $125 in welcome bonus*.

No feeSpecial offer
Monthly fee
$0
Regular rate
—
Promo rate
—
Transactions
—

Pros

  • No monthly fee
  • Free e-statements
  • Current welcome offer

Cons

  • Capped transactions
  • Out-of-network ATM fee ($2)
Best for: Students
Scotiabank
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Scotiabank Preferred Package for Students and Youth

Scotiabank · chequing

5.0Ratesopedia rating

The Scotiabank Preferred Package for Students and Youth has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to $200 welcome bonus.

No feeUnlimited transactionsSpecial offer
Monthly fee
$0
Regular rate
—
Promo rate
—
Transactions
Unlimited

Pros

  • No monthly fee
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • Few premium perks
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