Ratesopedia
ENFR
Best Chequing AccountsBusinessNewcomersStudentsBMOBMOCIBCCIBCDesjardinsDesjardinsEQ BankEQ Bank
Best BMO Chequing Accounts in Canada
Ranking · Updated July 2026

Best BMO Chequing Accounts in Canada

Compare the top chequing accounts from BMO.

7
accounts
Best for: Unlimited transactions
BMO
Apply Now ↗View Details
BMO Premium Chequing Account

BMO · chequing

4.0Ratesopedia rating

The BMO Premium Chequing Account costs $31/month but the fee is waived with a $6,000 minimum balance. It offers unlimited transactions. Current offer: Up to $900 cash bonus*.

Unlimited transactionsSpecial offer
Monthly fee
$31

Waived at $6,000

Regular rate
—
Promo rate
—
Transactions
Unlimited

Pros

  • Fee waived with $6,000 minimum balance
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($31)
Best for: Unlimited transactions
BMO
Apply Now ↗View Details
BMO Performance Chequing Account

BMO · chequing

4.2Ratesopedia rating

The BMO Performance Chequing Account costs $18/month but the fee is waived with a $4,000 minimum balance. It offers unlimited transactions. Current offer: Up to $900 cash bonus*.

Unlimited transactionsSpecial offer
Monthly fee
$18

Waived at $4,000

Regular rate
—
Promo rate
—
Transactions
Unlimited

Pros

  • Fee waived with $4,000 minimum balance
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($18)
Best for: Unlimited transactions
BMO
Apply Now ↗View Details
BMO Everyday Chequing Account

BMO · chequing

4.3Ratesopedia rating

It offers unlimited transactions.

Unlimited transactions
Monthly fee
$4
Regular rate
—
Promo rate
—
Transactions
Unlimited

Pros

  • Unlimited transactions
  • Free e-statements

Cons

  • Few premium perks
Best for: Overall value
BMO
Apply Now ↗View Details
BMO Plus Chequing Account

BMO · chequing

3.4Ratesopedia rating

Chequing account from bmo with standard terms.

Monthly fee
$12
Regular rate
—
Promo rate
—
Transactions
—

Pros

  • Free e-statements

Cons

  • Capped transactions
Best for: Students
BMO
Apply Now ↗View Details
BMO Performance Student Chequing Account

BMO · chequing

5.0Ratesopedia rating

The BMO Performance Student Chequing Account has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to $200 Best Buy tech reward*.

No feeUnlimited transactionsSpecial offer
Monthly fee
$0
Regular rate
—
Promo rate
—
Transactions
Unlimited

Pros

  • No monthly fee
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • Few premium perks
Best for: Newcomers
BMO
Apply Now ↗View Details
BMO Performance Chequing Account for Newcomers

BMO · chequing

4.0Ratesopedia rating

It offers unlimited transactions. Current offer: Up to $900 cash*.

Unlimited transactionsSpecial offer
Monthly fee
$18
Regular rate
—
Promo rate
—
Transactions
Unlimited

Pros

  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($18)
Best for: No monthly fee
BMO
Apply Now ↗View Details
BMO Performance Chequing Account - Canadian Defence Banking Services

BMO · chequing

5.0Ratesopedia rating

The BMO Performance Chequing Account - Canadian Defence Banking Services has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Monthly fees waived for members of the Canadian Defence Community (Canadian Armed Forces, veterans and their families). No limited-time welcome bonus is currently available..

No feeUnlimited transactionsSpecial offer
Monthly fee
$0
Regular rate
—
Promo rate
—
Transactions
Unlimited

Pros

  • No monthly fee
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • Few premium perks
Next step

Find the right account for you

Compare the best chequing accounts in Canada or explore other segments.

See all chequing accounts →