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Best BMO Chequing Accounts in Canada
Ranking · Updated June 2026

Best BMO Chequing Accounts in Canada

Compare the top chequing accounts from BMO.

7
accounts
Best for: Unlimited transactions
BMO
BMO Premium Chequing Account

BMO · chequing

4.0Ratesopedia rating

The BMO Premium Chequing Account costs $31/month but the fee is waived with a $6,000 minimum balance. It offers unlimited transactions. Current offer: Up to a $800 cash bonus*.

Unlimited transactionsSpecial offer

Monthly fee

$31

Waived at $6,000

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • Fee waived with $6,000 minimum balance
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($31)
Best for: Unlimited transactions
BMO
BMO Performance Chequing Account

BMO · chequing

4.2Ratesopedia rating

The BMO Performance Chequing Account costs $18/month but the fee is waived with a $4,000 minimum balance. It offers unlimited transactions. Current offer: Up to a $800 cash bonus*.

Unlimited transactionsSpecial offer

Monthly fee

$18

Waived at $4,000

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • Fee waived with $4,000 minimum balance
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($18)
Best for: Unlimited transactions
BMO
BMO Everyday Chequing Account

BMO · chequing

4.3Ratesopedia rating

It offers unlimited transactions.

Unlimited transactions

Monthly fee

$4

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • Unlimited transactions
  • Free e-statements

Cons

  • Few premium perks
Best for: Overall value
BMO
BMO Plus Checking Account

BMO · chequing

3.7Ratesopedia rating

Current offer: Earn a $100 cash bonus*.

Special offer

Monthly fee

$12

Regular rate

—

Promo rate

—

Transactions

—

Pros

  • Free e-statements
  • Current welcome offer

Cons

  • Capped transactions
Best for: Students
BMO
BMO Performance Student Chequing Account

BMO · chequing

5.0Ratesopedia rating

The BMO Performance Student Chequing Account has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to 175$ welcome bonus*.

No feeUnlimited transactionsSpecial offer

Monthly fee

$0

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • No monthly fee
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • Few premium perks
Best for: Newcomers
BMO
BMO Performance Chequing Account for Newcomers

BMO · chequing

4.0Ratesopedia rating

It offers unlimited transactions. Current offer: Up to $800* cash.

Unlimited transactionsSpecial offer

Monthly fee

$18

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($18)
Best for: No monthly fee
BMO
BMO Performance Chequing Account - Canadian Defence Banking Services

BMO · chequing

4.7Ratesopedia rating

The BMO Performance Chequing Account - Canadian Defence Banking Services has no monthly fee, making it risk-free to hold. It offers unlimited transactions.

No feeUnlimited transactions

Monthly fee

$0

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • No monthly fee
  • Unlimited transactions
  • Free e-statements

Cons

  • Few premium perks

Complete Guide

Best BMO Chequing Accounts in Canada

Compare the top chequing accounts from BMO.

7

Accounts analyzed

Jun 2026

Last updated

100%

Independent

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