Ratesopedia
Best for: No monthly fee
CIBC
CIBC Banking for International Workers

CIBC · chequing

4.0Ratesopedia rating

The CIBC Banking for International Workers has no monthly fee, making it risk-free to hold.

No fee

Monthly fee

$0

Regular rate

Promo rate

Transactions

Pros

  • No monthly fee

Cons

  • Capped transactions
Best for: No monthly fee
CIBC
CIBC Smart for Seniors

CIBC · chequing

4.0Ratesopedia rating

The CIBC Smart for Seniors has no monthly fee, making it risk-free to hold.

No fee

Monthly fee

$0

Regular rate

Promo rate

Transactions

Pros

  • No monthly fee

Cons

  • Capped transactions
Best for: Students
CIBC
CIBC Smart for Students

CIBC · chequing

4.0Ratesopedia rating

The CIBC Smart for Students has no monthly fee, making it risk-free to hold.

No fee

Monthly fee

$0

Regular rate

Promo rate

Transactions

Pros

  • No monthly fee

Cons

  • Capped transactions
Best for: Unlimited transactions
CIBC
CIBC Smart Chequing Account

CIBC · chequing

4.2Ratesopedia rating

The CIBC Smart Chequing Account costs $17/month but the fee is waived with a $3,000 minimum balance. It offers unlimited transactions. Current offer: Up to $500 welcome bonus*..

Unlimited transactionsSpecial offer

Monthly fee

$17

Waived at $3,000

Regular rate

Promo rate

Transactions

Unlimited

Pros

  • Fee waived with $3,000 minimum balance
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($17)
Best for: Overall value
CIBC
CIBC Everyday Chequing Account

CIBC · chequing

3.7Ratesopedia rating

Chequing account from cibc with standard terms.

Monthly fee

$4

Regular rate

Promo rate

Transactions

Pros

  • Free e-statements

Cons

  • Capped transactions
Best for: Newcomers
CIBC
CIBC Smart Account for Newcomers

CIBC · chequing

4.3Ratesopedia rating

The CIBC Smart Account for Newcomers has no monthly fee, making it risk-free to hold. Current offer: Up to $450 welcome bonus*.

No feeSpecial offer

Monthly fee

$0

Regular rate

Promo rate

Transactions

Pros

  • No monthly fee
  • Current welcome offer

Cons

  • Capped transactions

Complete Guide

Best CIBC Chequing Accounts in Canada

Compare the top chequing accounts from CIBC.

6

Accounts analyzed

Jun 2026

Last updated

100%

Independent

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