Best Credit Cards for Costco in Canada - October 2026

Welcome Offer: Get up to 70,000 WestJet points¹

• 30,000 WestJet points as a welcome bonus with your first purchase
• 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
• 10,000 additional WestJet points after your credit card account’s first anniversary

Benefits of the WestJet World Elite Mastercard‡ RBC^®

• Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard⁴
• Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card¹¹
• Receive a World Elite Companion Voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card⁵, or choose to exchange it for one of the following:
  • A 30% flight discount for one traveller⁸
  • A $200 credit towards a WestJet Vacations package or Sunwing Vacations package⁹
  • Two airport lounge passes¹⁰

WestJet Points earned with the WestJet RBC World Elite Mastercard

• Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations²
• Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare³
• Earn 1.5 points for every dollar you spend on all other everyday purchases²
• WestJet points can now be redeemed to cover taxes, fees and surcharges⁷
• No blackout periods.
• You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance¹⁶.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card.¹³

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card.¹⁴

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card¹⁵.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.¹² This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance¹⁶.

• Mobile Device Insurance¹⁶
• Trip Cancellation Insurance¹⁶
• Out-of-Province/Country Emergency Medical Insurance¹⁶
• Trip Interruption Insurance¹⁶
• Flight Delay Insurance¹⁶
• Travel Accident Insurance¹⁶
• Auto Rental Collision/Loss Damage Waiver Insurance¹⁶
• Delayed Baggage Insurance¹⁶
• Hotel/Motel Burglary Insurance¹⁶
• Purchase Security and Extended Warranty Insurance¹⁶

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

• Foreign transaction fees reduced to 1.5% on purchases in a foreign currency
• 1 point per dollar spent, with no cap
• Accelerated rates at participating merchants through Brim Rewards
• Premium insurance: trip cancellation and interruption, out-of-province emergency medical, flight and baggage delay, car rental collision, hotel burglary
• Access to Mastercard Travel Pass
• Extended warranty and purchase security

The Cathay World Elite Mastercard – powered by Neo is not available in Quebec.

Welcome Offer

• Earn up to 35,000 Asia Miles as a welcome bonus: 15,000 Asia Miles on card activation and first transaction, and 20,000 Asia Miles after $5,000 in purchases in 3 months
• Up to 15% discount on Cathay Pacific flights with promo code CXNEO15OFF (until December 31, 2026)

Features of the Cathay World Elite Mastercard – powered by Neo:

• 2 Asia Miles for every $1 spent on purchases made in foreign currencies
• 4 Asia Miles per dollar on Cathay Pacific purchases
• 5 Asia Miles per dollar on average at thousands of Neo partners across the country, and up to 15 Asia Miles per dollar on a first-time purchase
• 1 Asia Mile per dollar on purchases made in Canada
• Enjoy exclusive member benefits: priority check-in, free extra baggage and access to Cathay Pacific lounges
• Benefit from comprehensive insurance covering medical emergencies, cancellations and lost baggage
• Access over 1,300 airport lounges worldwide with DragonPass
• Avoid queues with Mastercard’s Fast Track service at security checkpoints
• Secured card option available immediately, with guaranteed approval and no credit history required

Welcome offer: Get up to $2,400 in value* including 70,000 VIPorter points and a round-trip companion pass.* Plus receive $1,000 in Qualifying Spend, and pay no annual fee in your first year.*

• Earn 3 points for every $1 spent on Porter purchases*
• Earn 2 points for every $1 spent on gas and transportation
• Earn 2 points for every $1 spent on groceries and dining
• Earn 2 points for every $1 spent on hotel accommodations
• Earn 1 point for every $1 spent everywhere else

Benefits

• Automatically become an Avid Traveller (VIPorter Venture)
• One round-trip companion pass per year^†
• 1 complimentary checked bag*
• 1 complimentary carry-on bag on all Porter fare types*
• Free PorterClassic seat selection*
• Priority security*
• Priority re-accommodation for flight delays*
• Dedicated check-in*
• Early boarding*
• No expiration of VIPorter points.
• Earn $1 of qualifying spend for every $25 spent*

*This benefit applies to up to 8 companions travelling on the same booking

Travel insurance

• 21-day out-of-province or country emergency medical insurance
• Trip Cancellation/Interruption/Delay insurance
• Car rental-collision/loss damage insurance
• Common carrier insurance
• Flight Delay Insurance
• Baggage insurance
• Hotel burglary insurance

Purchasing insurance

• Shop confidently with an extended warranty and purchase protection

Other Benefits

• Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
• Complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit. Registration is required. Visit the Mastercard Travel Pass website or use the Mastercard Travel Pass mobile application to register
• Save up to 20% on National Car Rental^® and Alamo Rent A Car^® and up to 5% on Enterprise Rent-A-Car^® at locations worldwide using the Car Rental Booking tool
• Discover a world of Mastercard Travel Rewards cash back offers when you shop, dine and relax with our partners outside of Canada.
• Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
• Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada
• Access valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.

• Earn 2% cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise, earn 1.5% cash back on eligible non-U.S. dollar purchases.
• Plus, earn up to 3% cash back on eligible U.S. dollar purchases.
• Get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.
• Save on eligible Rogers or Fido services with Auto-Pay.
• No annual fee.
• Insurance benefits at no extra cost.
• Discounted access to over 1300 airport lounges with Mastercard Travel Pass.