Best Credit Cards with Plaza Premium Lounge Access in Canada - October 2026

Earn up to 60,000 Membership Rewards^® points:

• New American Express^® Gold Rewards Cardmembers, earn 5,000 Membership Rewards^® points for each monthly billing period in which you spend $1,000 in net purchases on your Card

Card features

• Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
• Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
• The Card is now available in your choice of Gold or Rose Gold metal options
• Receive a C$50 statement credit when you charge your American Express Gold Rewards Card for NEXUS membership or renewal fees
• You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
• As a Gold Rewards Cardmember, you can receive complimentary membership in Priority Pass^TM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
• Enjoy four (4) free visits per calendar year to Plaza Premium lounges in Canada. Entry fees apply once complimentary visits have been used
• Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
• Transfer points 1:1 to several frequent flyer and other loyalty programs
• 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
• Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

Apply with confidence!

• See if you’ll be approved before you apply – with no impact to your credit score.*
• When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
• Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
• A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
• Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*

*Instant decisions are only available for Consumer (also known as Personal) Card applications.

Earn 2% cash back globally with no FX fees and unlock legendary experiences.

Key Features

• Metal Card
• No FX fees
• Insurance Included

Key Benefits

• 2% cash back on all eligible purchases globally with at least one eligible Rogers, Fido, Comwave or Shaw service, otherwise 1.5%
• 10 Roam Like Home days on us, every year, with an eligible Rogers mobile plan.
• No FX fees
• $200 Rogers Entertainment credit

Travel Benefits

• 6 Plaza Premium Lounge passes per year worldwide (complimentary Rogers Red welcome drink upon arrival, for a limited time)
• Complimentary Mastercard Travel Pass membership — access to over 1,300 airport lounges worldwide at a reduced rate of US$32 per person per visit
• Access to entertainment in over 120 countries: concerts, premium seats, and experiences associated with the Priceless program (priceless.com/themastercardcollection)

Additional benefits

• Soho Friends Experience with Mastercard — book rooms at Soho Houses worldwide with preferred rates, late check-outs, upgrades, and a US$100 credit on your first booking
• Mastercard Concierge Service — 24/7 complimentary personal concierge service for bookings and more
• Access to the Avis President’s Club program — two car class upgrades, expedited service, dedicated support line
• Exclusive access to sports and music experiences via the Rogers Beyond the Seat program (Rogers customers only)

Insurance Included

• Flight Delay Insurance
• Baggage insurance
• Common Carrier Travel Accident Insurance
• Hotel Burglary Insurance
• Purchase Protection and Extended Warranty
• Rental Car Collision and Damage Insurance
• Emergency Medical Travel Insurance (21 days under 65, 5 days from 65 to 75)
• Trip Cancellation and Trip Interruption Insurance

Options

• Optional Rogers Account Protection^MC — helps keep your account in good standing during unforeseen events (job loss, critical illness, hospitalization, disability, or death)

Estimated Annual Value — up to $2,900

• 2% cash back worldwide — $1,800 value
• No foreign transaction fees — $180 value
• Access to Roam Like Home for 10 days — $180 value
• Rogers Entertainment Credit — $200 value
• 6 Plaza Premium Lounge passes — $432 value
• Soho Friends Account — $175 value