Simplii Financial™ Cash Back Visa* Card
Simplii FinancialCash Back
- Annual fee
- $0
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $100
- Welcome offerAfter $500 in 3 months
- Up to $100 cash back
Apply Now
on Simplii Financial's website
- Features
- Issuer
- Simplii Financial
- Network
- —
- Loyalty Program
- Cash Back
- Fees and terms
- Annual Fee
- $0
- Min. annual income
- $15,000+
- Household income
- $15,000+
- Interest rates
- Purchases
- 20.99 %
- Cash advance
- 22.99 %
- Balance transfer
- 22.99 %
- Foreign transaction fee
- 2.5 %
Issuer terms
This product is not available for Quebec residents.
Welcome offer:
- Earn 20% cashback† for your first 3 months on up to $500 spend on eligible gas, groceries, drugstore purchases and pre-authorized payments.
Earn:
- 4% cash back on eligible restaurant, bar and coffee shop purchases up to $5,000 spend per year†.
- 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year†.
- 0.5% cash back on all other credit card purchases with no limit on how much you can earn†.
Other features:
- Purchase Security and Extended Protection Insurance.† Protect your purchases with double the manufacturer’s warranty, up to one additional year.
- Get cash back when you send a Global Money Transfer and pay with your Visa* Card.†
- Send money abroad for no fee with your Simplii Visa using Simplii Global Money Transfer.
- No annual fee
- Rewards
- Rate
- Restaurants
- 4x
- Groceries
- 1.5x
- Pharmacy
- 1.5x
- Gas & EV
- 1.5x
- Bills & recurring payments
- 1.5x
- Purchase protection
- Coverage
- Purchase Protection
- 90 days
- Extended Warranty
- +1 year
Pros
- No annual fee
- Welcome bonus of up to $100
- 4x at restaurants
Cons
- Requires good credit
The Simplii Financial™ Cash Back Visa* is a no-annual-fee credit card that turns your everyday spending into real cash back.
With this limited-time offer, earn 20% cash back for your first 3 months on up to $500 in spending on gas, groceries, drugstore purchases and pre-authorized payments — that’s up to $100 back in your pocket.
After the welcome period, the Simplii Financial™ Cash Back Visa* continues to reward you with competitive cash-back rates on your most frequent purchases:
- 4% cash back on restaurants, bars and coffee shops (up to $5,000 per calendar year)†
- 1.5% cash back on grocery stores, gas stations, drugstores and pre-authorized payments (up to $15,000 per calendar year)†
- 0.5% cash back on all other purchases, with no annual spending limit† …
