- Features
- Issuer
- Triangle
- Network
- Loyalty Program
- Canadian Tire Triangle
- Fees and terms
- Annual Fee
- $0
- Min. annual income
- $80,000+
- Household income
- $150,000+
- Interest rates
- Purchases
- 19.99 %
- Cash advance
- 22.99 %
- Foreign transaction fee
- 2.5 %
Issuer terms
- Earn 3% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
- Earn 4% on eligible purchases at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores
- Earn 7¢ in CT Money per litre of premium gas, and 5¢ per litre on other fuel types at Gas+ stations, as well as participating Husky gas stations
- Rewards
- Rate
- Canadian Tire, Sport Chek and Mark's stores
- 4x
- Groceries
- 3x
- Purchase protection
- Coverage
- Purchase Protection
- 90 days
- Extended Warranty
- +1 year
Pros
- No annual fee
- 3x on groceries
Cons
- No welcome bonus
- Requires good credit
The Triangle World Elite Mastercard is the premium version of Canadian Tire’s Triangle card, with no annual fee, available to people with a personal income of at least $80,000. It boosts rewards on groceries and at the pump.
You earn 3% in CT Money on groceries (on the first $12,000 per year, excluding Costco and Walmart), 4% in CT Money at Canadian Tire, Sport Chek, Mark’s, Atmosphere, Party City and participating Sports Experts stores, plus 7¢ per litre in CT Money on premium gas and 5¢ per litre on other fuel types at participating Essence+, Gas+ and Husky stations.
The annual interest rate is 19.99% on purchases and 22.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.
