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RBC Avion Visa Business Card

RBC Avion Visa Business Card
RBCRBC Avion Rewards - Elite
Apply Now

on RBC's website

Annual Fee
$120
Our valuation
$300
Milesopedia estimate20,000 points valued at 1.5¢ per point using our valuation table. Plus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.
Welcome Bonus
20,000 points

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Pros & Cons

Pros

  • +Welcome Bonus: 20,000 points
  • +Purchase protection included

Cons

  • –Foreign Transaction Fee (2.5%)
  • –No airport lounge access despite fee

Our Review

The RBC Avion Visa Business Card is a business credit card in the RBC Avion Rewards program, designed for self-employed workers and business owners who want to earn travel points on their business spending.

You earn Avion points, redeemable for travel with a great deal of flexibility, and the welcome offer can reach 20,000 Avion points on approval. The annual fee is $120.

The annual interest rate is 19.99% on purchases and 22.99% on cash advances. A 2.5% conversion fee applies to foreign currency transactions.

Rewards

All Spending

1x

RBC Avion Rewards - Elite pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.75¢4.5¢
Groceries1x
$700/month
Gas & EV1x
$200/month
Transit1x
$100/month
Restaurants1x
$300/month
Pharmacy1x
$50/month
Travel1x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
All other spending1x
$500/month

Points Earned

30,000

RBC Avion Rewards - Elite/yr

Estimated Value

$450

After Fees

+$330

1st Year Value

$630

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1x
Average earn rate on spend 1st year with welcome bonus1.67x
Total points earned on spend30,000 pts
Welcome bonus points+20,000 pts
  • Earn 20,000 RBC Avion Rewards - Elite after $0 in purchases within the first year
Total points earned50,000 pts
Value of points accumulated in the first year≈ $750

Travel Insurance

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $5,000

Hotel Burglary

Up to $2,500

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee
    $120
  • Additional card fee
    $50
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    19.99%
  • Balance transfer rate
    22.99%
  • Cash advance rate
    22.99%

Transfer partners

American Airlines AAdvantage

Airline

Terms & Conditions

Card Features

  • Earn 20,000 Avion points on approval

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