- Annual fee
- $0
- Welcome offer
- No current welcome offer
on Home Trust's website
- Features
- Issuer
- Home Trust
- Loyalty Program
- Cash Back
- Fees and terms
- Annual Fee
- $0
- Min. annual income
- $15,000+
- Household income
- $0+
- Interest rates
- Purchases
- 21.99 %
- Cash advance
- 21.99 %
- Foreign transaction fee
- 0 %
Issuer terms
- No annual fee
- No foreign currency conversion fees (save 2.5% on currency purchases)
- 1% cash back on all eligible purchases, with no cap
- Purchase security (90 days)
- Visa Zero Liability Protection
- Minimum annual income of $15,000
- Purchase protection
- Coverage
- Purchase Protection
- 90 days
Pros
- No annual fee
Cons
- No welcome bonus
- Requires good credit
The Home Trust Visa Preferred Card is a cash back credit card with no annual fee and no foreign currency conversion fees, making it one of the best cards in Canada for foreign currency purchases and travel.
Earn 1% cash back on all your eligible purchases, with no cap, and avoid the 2.5% conversion surcharge abroad and on your international online purchases.






