Scotia Momentum® Visa Infinite +* CardScotia Momentum® Visa Infinite +* Card15% cash back on up to $2,000 in purchases + No annual fee in the first year*
ManulifeMONEY+ Visa Infinite Card
Annual fee
$0 $139
No annual fee the first year
Our valuation
$339
Milesopedia first-year estimateFirst-year valueWelcome bonus$200Annual fee rebated$139Total$339Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer
Up to $200 in rewards
+ First Year Annual Fee Rebate
Apply Now

on Manulife's website

Features
Issuer
Manulife
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$139/yr
Additional card
$50
Min. annual income
$60,000+
Household income
$100,000+
Interest rates
Purchases
21.99 %
Cash advance
22.99 %
Balance transfer
22.99 %
Foreign transaction fee
2.5 %

Issuer terms

  • 10% in rewards on your first $2,000 of eligible purchases, over the first 3 statements (up to $200)
  • First year annual fee rebate (a $139 value)
  • 1.99% introductory rate on balance transfers for 6 months (3% transfer fee)
  • 2% in rewards on health and wellness
  • 1.5% on travel, dining and entertainment
  • 1% on all other eligible purchases
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Rewards
Rate
Pharmacy
2x
Restaurants
1.5x
Travel
1.5x
Entertainment
1.5x
Travel insurance
Coverage
Travel medical (under 55)
Travel medical (55-64)
Trip Interruption
Delayed Baggage
Lost Baggage
Flight Delay
Travel Accident
Purchase protection
Coverage
Purchase Protection
90 days
Extended Warranty
+1 year
Auto Rental Collision
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Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to $200

Cons

  • Requires good credit

This Manulife Bank Visa Infinite* card earns Manulife Better Rewards™, weighted toward health and wellness spending. The minimum annual income required is $60,000 personal or $100,000 household.

You earn 2% in rewards on health and wellness (drugstores, dental, physio, gyms, sporting goods), 1.5% on travel, dining and entertainment, and 1% on all your other purchases. The 2% and 1.5% categories are each capped at $25,000 of spending per calendar year.

The annual fee is $139, waived for the first year. Each additional card costs $50, and that fee applies from the first year.

The annual interest rate is 21.99% on purchases and 22.99% on cash advances and balance transfers.

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ManulifeMONEY+ Visa Platinum Card
Annual fee
$0
Welcome offer
No current welcome offer
Apply Now

on Manulife's website

Features
Issuer
Manulife
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$0
Additional card
$0
Min. annual income
$15,000+
Household income
$15,000+
Interest rates
Purchases
19.99 %
Cash advance
21.99 %
Balance transfer
21.99 %
Foreign transaction fee
2.5 %

Issuer terms

  • 2% cash back at grocery stores
  • 0.5% on everything else
  • 1.99% interest rate on balance transfers during the first six months
Read full review
Rewards
Rate
Groceries
2x
Purchase protection
Coverage
Purchase Protection
90 days
Extended Warranty
+1 year
Read full review

Pros

  • No annual fee
  • 2x on groceries

Cons

  • No welcome bonus
  • Requires good credit

The ManulifeMONEY+ Visa Platinum Card is a no-annual-fee cash-back card from Manulife. It rewards your grocery spending in particular while staying simple to use day to day.

You earn 2% cash back at grocery stores and 0.5% on all your other purchases. The card also offers a promotional interest rate of 1.99% on balance transfers for the first six months. The minimum personal income required is $15,000.

The annual interest rate is 19.99% on purchases and 21.99% on cash advances. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

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Manulife Bank Credit Cards

Manulife Bank offers Mastercard credit cards known for no foreign transaction fees and flexible rewards. The Manulife Bank World Elite Mastercard waives FX fees and earns cash back, pairing naturally with Manulife's banking and insurance ecosystem.

Who It's For

Manulife Bank cards suit Canadians who value no-FX-fee spending and may already hold Manulife banking, mortgage, or insurance products.

FAQ

Frequently Asked Questions

Does the Manulife Bank card charge foreign transaction fees?

The Manulife Bank World Elite Mastercard waives the 2.5% foreign transaction fee, which makes it useful for travel and foreign-currency purchases.

Do I need to bank with Manulife to apply?

No. You don't need an existing Manulife Bank account to apply for the credit card, though bundling Manulife products can add convenience.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.