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Manulife Bank Visa Infinite Card
Manulife Bank Visa Infinite* Card
ManulifeCash BackFirst-Year Annual Fee Rebate
Annual feeNo annual fee the first year
$0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$200Annual fee rebated$139Total$339Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$339
Welcome offerAfter $2,000 in 3 months
Up to $200 in rewards
Apply Now

on Manulife's website

Features
Issuer
Manulife
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$139/yr
Additional card
$50
Min. annual income
$60,000+
Household income
$100,000+
Interest rates
Purchases
21.99 %
Cash advance
22.99 %
Balance transfer
22.99 %
Foreign transaction fee
2.5 %

Issuer terms

  • 10% in rewards on your first $2,000 of eligible purchases, over the first 3 statements (up to $200)†
  • First year annual fee rebate (a $139 value)†
  • 1.99% introductory rate on balance transfers for 6 months (3% transfer fee)†
  • 2% in rewards on health and wellness
  • 1.5% on travel, dining and entertainment
  • 1% on all other eligible purchases
Read full review
Rewards
Rate
Pharmacy
2x
Restaurants
1.5x
Travel
1.5x
Entertainment
1.5x
Travel insurance
Coverage
Travel medical (under 55)
20 days
Travel medical (55-64)
20 days
Travel medical (65+)
7 days
Trip Interruption
✓
Delayed Baggage
✓
Lost Baggage
✓
Flight Delay
✓
Travel Accident
$500,000
Purchase protection
Coverage
Purchase Protection
90 days
Extended Warranty
+1 year
Auto Rental Collision
✓
Read full review

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of up to $200

Cons

  • Requires good credit

This Manulife Bank Visa Infinite* card earns Manulife Better Rewards™ points, weighted toward health and wellness spending. The minimum annual income required is $60,000 personal or $100,000 household.

You earn 2% in rewards on health and wellness (drugstores, dental, physio, gyms, sporting goods), 1.5% on travel, dining and entertainment, and 1% on all your other purchases. The 2% and 1.5% categories are each capped at $25,000 of spending per calendar year. Every 100 points is worth $1, redeemable toward an eligible purchase or as a statement credit.

Travel medical insurance covers 20 days per trip under age 65 and 7 days from age 65. The card also includes trip interruption, flight delay, baggage, rental car and purchase protection coverage.

The annual fee is $139, waived for the first year. Each additional card costs $50, and that fee applies from the first year…

Read full review
Manulife Bank Visa Platinum Card
Manulife Bank Visa Platinum Card
ManulifeCash Back
Annual fee
$0
Welcome offerFor 6 months
1.99% on balance transfers
Apply Now

on Manulife's website

Features
Issuer
Manulife
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$0
Additional card
$0
Min. annual income
$15,000+
Household income
$15,000+
Interest rates
Purchases
21.99 %
Cash advance
22.99 %
Balance transfer
22.99 %
Foreign transaction fee
2.5 %

Issuer terms

  • 1.5% rewards on the first $15,000 in annual health, wellness and medical purchases
  • 1% on the first $15,000 in annual travel, entertainment and dining purchases
  • 0.5% on all other purchases
  • 1.99% interest rate on balance transfers during the first six months
Read full review
Rewards
Rate
Pharmacy
1.5x
Travel
1x
Restaurants
1x
Entertainment
1x
Travel insurance
Coverage
Travel Accident
$100,000
Purchase protection
Coverage
Purchase Protection
90 days
Extended Warranty
+1 year
Read full review

Pros

  • No annual fee

Cons

  • No welcome bonus
  • Requires good credit

The Manulife Bank Visa* Platinum Card is a no-annual-fee card that earns Manulife Better Rewards™ points. It rewards your health and wellness spending in particular while staying simple to use day to day.

You earn 1.5% rewards on health, wellness and medical purchases and 1% on travel, entertainment and dining (on the first $15,000 in spending per calendar year in each of these two groups), and 0.5% on all your other purchases. Every 100 points is worth $1, redeemable toward an eligible purchase or as a statement credit. The card also offers a promotional interest rate of 1.99% on balance transfers for the first six months. The minimum personal income required is $15,000.

The card includes travel accident insurance, purchase protection and extended warranty.

The annual interest rate is 21.99% on purchases and 22.99% on cash advances and balance transfers. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Read full review
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Manulife Bank Credit Cards

Manulife Bank offers Mastercard credit cards known for no foreign transaction fees and flexible rewards. The Manulife Bank World Elite Mastercard waives FX fees and earns cash back, pairing naturally with Manulife's banking and insurance ecosystem.

Who It's For

Manulife Bank cards suit Canadians who value no-FX-fee spending and may already hold Manulife banking, mortgage, or insurance products.

FAQ

Frequently Asked Questions

Does the Manulife Bank card charge foreign transaction fees?

The Manulife Bank World Elite Mastercard waives the 2.5% foreign transaction fee, which makes it useful for travel and foreign-currency purchases.

Do I need to bank with Manulife to apply?

No. You don't need an existing Manulife Bank account to apply for the credit card, though bundling Manulife products can add convenience.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.

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