- Annual fee
- $0
- Welcome offer
- 0% on balance transfers
on MBNA's website
- Features
- Issuer
- MBNA
- Loyalty Program
- —
- Fees and terms
- Annual Fee
- $0
- Additional card
- $0
- Min. annual income
- —
- Household income
- $0+
- Interest rates
- Purchases
- 12.99 %
- Cash advance
- 24.99 %
- Balance transfer
- 17.99 %
- Foreign transaction fee
- 2.5 %
Issuer terms
- No annual fee
- Standard Annual Interest Rates of 12.99% on eligible purchases, 17.99% on balance transfers✪, and 24.99% on cash advances.
- Rates and fee structures may differ for Quebec residents.
- You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee. This promotional offer is not available to residents of Quebec.
- This card is made from 100% recycled plastic.
- Around-the-clock fraud protection
- Use available credit on your credit card to transfer funds right to your chequing account.
Apply for the MBNA True Line® Mastercard® credit card today
Pros
- No annual fee
Cons
- No welcome bonus
- Modest reward rates
The MBNA True Line® Mastercard® credit card is one of Canada’s best options for a low-cost balance transfer. It’s ideal for reducing interest charges and consolidating your debts onto one card.
With this card, you benefit from a 0% interest rate for 12 months on balance transfers made within 90 days of account opening. Transfer fees are a competitive 3%.
This card offers fraud protection, guaranteeing the security of your transactions.
If you want to transfer balances from high-rate cards, the MBNA True Line® Mastercard® credit card allows you to benefit from a 0% rate and pay off your debts at your own pace without high-interest charges during the promotional period…



