MBNA True Line Mastercard credit card - Non Quebec Residents
Annual fee
$0
Welcome offerFor 12 months
0% on balance transfers
Apply Now

on MBNA's website

Features
Issuer
MBNA
Network
Loyalty Program
—
Fees and terms
Annual Fee
$0
Additional card
$0
Min. annual income
—
Household income
$0+
Interest rates
Purchases
12.99 %
Cash advance
24.99 %
Balance transfer
17.99 %
Foreign transaction fee
2.5 %

Issuer terms

  • No annual fee
  • Standard Annual Interest Rates of 12.99% on eligible purchases, 17.99% on balance transfers✪, and 24.99% on cash advances.
  • Rates and fee structures may differ for Quebec residents.
  • You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee. This promotional offer is not available to residents of Quebec.
  • This card is made from 100% recycled plastic.
  • Around-the-clock fraud protection
  • Use available credit on your credit card to transfer funds right to your chequing account.

Apply for the MBNA True Line® Mastercard® credit card today

Read full review

Pros

  • No annual fee

Cons

  • No welcome bonus
  • Modest reward rates

The MBNA True Line® Mastercard® credit card is one of Canada’s best options for a low-cost balance transfer. It’s ideal for reducing interest charges and consolidating your debts onto one card.

With this card, you benefit from a 0% interest rate for 12 months on balance transfers made within 90 days of account opening. Transfer fees are a competitive 3%.

This card offers fraud protection, guaranteeing the security of your transactions.

If you want to transfer balances from high-rate cards, the MBNA True Line® Mastercard® credit card allows you to benefit from a 0% rate and pay off your debts at your own pace without high-interest charges during the promotional period…

Read full review
MBNA True Line Gold Mastercard – Non Quebec Residents
Annual fee
$39
Welcome offer
No current welcome offer
Apply Now

on MBNA's website

Features
Issuer
MBNA
Network
Loyalty Program
—
Fees and terms
Annual Fee
$39/yr
Additional card
$0
Min. annual income
—
Household income
$0+
Interest rates
Purchases
10.99 %
Cash advance
24.99 %
Balance transfer
13.99 %
Foreign transaction fee
2.5 %

Issuer terms

  • $39 annual fee
  • Standard Annual Interest rates of 10.99% on purchases, 13.99% on balance transfers, and 24.99% on cash advances
  • Rates and fee structures may differ for Quebec residents.
  • This card is made entirely of recycled plastic
  • Around-the-clock-fraud protection
  • Use available credit on your credit card to transfer funds right to your chequing account.
Read full review
Travel insurance
Coverage
Travel Accident
✓
Purchase protection
Coverage
Purchase Protection
90 days
Extended Warranty
+1 year
Auto Rental Collision
✓
Read full review

Pros

  • Simple and straightforward

Cons

  • No welcome bonus
  • Modest reward rates

The MBNA True Line® Gold Mastercard® is MBNA’s lowest interest rate credit card.

With this card, you benefit from low rates at all times:

  • 10.99% on purchases
  • 13.99% on balance transfers

All for an annual fee of just $39…

Read full review
Amazon.ca Rewards Mastercard
Annual fee
$0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$150Total$150Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$150
Welcome offer
Up to $150 cash back
Apply Now

on MBNA's website

Features
Issuer
MBNA
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$0
Additional card
$0
Min. annual income
—
Household income
$0+
Interest rates
Foreign transaction fee
2.5 %

Issuer terms

  • Get 5% back on Amazon.ca, at Whole Foods Market stores in Canada, at the grocery store, and at restaurants for the first 6 months! (Valid on the first $3,000 in eligible purchases††.)
  • Earn rewards on all your eligible purchases on Amazon.ca – and at Whole Foods Market stores in Canada‡!
  • Get 1% back on eligible purchases on Amazon.ca, at Whole Foods Market stores in Canada, and on foreign currency transactions with an eligible Prime membership‡.
  • Otherwise, get 1.5% back on Amazon.ca and at Whole Foods Market stores in Canada‡.
  • Get 1% back on all other eligible purchases, everywhere Mastercard is accepted‡.
  • Use your rewards on Amazon.ca – redeem your rewards directly for eligible Amazon.ca items.
  • No annual credit card fees

Please read our guide about Amazon Prime.

Read full review
Purchase protection
Coverage
Purchase Protection
90 days
Extended Warranty
+1 year
Read full review

Pros

  • No annual fee
  • Welcome bonus of up to $150

Cons

  • Fewer premium perks

The Amazon.ca Rewards Mastercard is a no-annual-fee rewards card, designed for people who shop regularly on Amazon.ca and at Whole Foods Market stores in Canada. Your rewards can be redeemed directly for eligible items on Amazon.ca.

With an eligible Amazon Prime membership, you earn 2.5% back on eligible purchases at Amazon.ca and Whole Foods, plus 2.5% on foreign currency transactions, which offsets the conversion fee. You earn 1% back on all your other eligible purchases, everywhere Mastercard is accepted. As a welcome offer, you get boosted 5% back (Amazon.ca, Whole Foods, groceries and restaurants) for the first six months, on the first $3,000 in eligible purchases.

The card has no annual fee. The annual interest rate is 19.99% on purchases. A 2.5% foreign transaction fee applies to purchases made in a foreign currency.

Read full review

MBNA Credit Card Lineup

MBNA (owned by TD Bank) offers credit cards with a focus on rewards, cash back, and low-interest options. They’re known for competitive balance transfer promotions and straightforward rewards programs.

Key Cards

The MBNA Rewards World Elite Mastercard offers strong earn rates and travel benefits. The MBNA True Line cards are among Canada’s best low-interest options.

FAQ

Frequently Asked Questions

What is the best MBNA credit card?

The MBNA Rewards World Elite Mastercard is their top card for rewards. For low interest, the MBNA True Line Mastercard offers rates as low as 12.99%.

Does MBNA offer balance transfer promotions?

Yes. MBNA frequently offers promotional balance transfer rates, sometimes as low as 0% for the first several months.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.