on TD's website
on Wealthsimple's website
Welcome Offer
Rewards
Benefits
Insurance
Some travel insurance is not currently offered to Quebec residents.
Invitation-only welcome offer: earn up to $500 cash back on your first $10,000 in purchases during the 35 days after approval, for 5% cash back (2% base + 3% boost).
| Purchases in the first 35 days | Base cash back (2%) | Boost (3%) | Total cash back (5%) |
|---|---|---|---|
| $2,500 | $50 | $75 | $125 |
| $5,000 | $100 | $150 | $250 |
| $10,000 | $200 | $300 | $500 |
The 3% boost only applies to the first $10,000 in net purchases during the 35 days after approval; beyond that, purchases earn the standard 2%. The card must stay open for 180 days after the boosted period.
With the Wealthsimple Visa Infinite+* Card, earn 2% cash back on all your purchases, with no categories to track and no cap…
on Scotiabank's website
Earn up to $1,250 in first year welcome offers, rewards and savings*, including up to 35,000 bonus Scene+ points1
Rates, fees and other information are effective as of Aug 4,2026. Subject to change.
With this welcome offer for the Scotiabank Passport® Visa Infinite+* Card, you’ll earn 25,000 welcome bonus Scene+ points after charging $2,000 in purchases to your account within the first three months.
Plus, every year, earn an annual bonus of at least 10,000 Scene+ points when you charge at least $40,000 in purchases to your account. In total, the offer represents up to 35,000 Scene+ points and a value of up to $1,250 in the first year, including rewards, savings on foreign transaction fees and airport lounge access.
With the Scotiabank Passport Visa Infinite +* Card, you earn 3 points per $1 spent at Sobeys, IGA, Safeway, Foodland and participating Co-ops, and 2 points per $1 spent at other grocery stores, restaurants, eligible entertainment and eligible daily transit. You earn 1 point per $1 on all your other everyday purchases.
These points can be redeemed against any travel purchase at a rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb), or as cash back with Scene+ at the same rate…
on Scotiabank's website
Earn up to $950 in welcome offers, rewards and savings in the first year, and including up to 50,000 bonus Scene+ points1.
Rates, fees and other information are effective as of July 2, 2026. Subject to change.
The Scotiabank Gold American Express Card offers an excellent welcome bonus.
Until November 1, 2026, you can earn up to 50,000 bonus Scene+ points, broken down as follows:
This represents a value of up to $500 for travel (including Airbnb)…
on Scotiabank's website
Earn up to $3,000* in savings and rewards in the first 14 months, including up to 100,000 bonus Scene+ points1.
Rates, fees and other information are effective as of July 2, 2026. Subject to change.
For a limited time, by signing up for the Scotiabank Platinum American Express® Card, you can earn up to 100,000 Scene+ points, worth up to $3,000 in value over the first 14 months (including about $1,000 in travel rewards from the bonus points).
With the Scotiabank Platinum American Express® Card, you earn 2 points per dollar spent on all purchases. These points can be used against any travel purchase (plane tickets, hotels, all-inclusives, and even Airbnb), and you can also use them for other rewards in the Scene+ program, like cash back.
Plus, with this card, you pay no foreign transaction fees, and you get 10 free accesses to VIP airport lounges (Priority Pass).
And you benefit from excellent insurance for your trips and purchases, premium concierge service, and exclusive American Express Invitations offers.
on Scotiabank's website
Earn up to 80,000 bonus Scene+ points within your first 14 months.
This is worth up to $800 for your travels.
Rewards your way, with Scene+
$250 Annual Travel Credit
If you’re the primary cardholder, each year you’ll get a $250 statement credit on your first travel booking with Scene+ Travel, Powered by Expedia. This applies to flights, hotels, car rentals, and travel packages anywhere in the world. You can also get a $150 annual fee reduction with a Scotiabank Ultimate Package chequing account.
Say goodbye to FX fees
Say goodbye to foreign transaction fees with the Scotiabank Passport® Visa Infinite Privilege* Card. Whether you’re shopping online or abroad, you’ll never pay a foreign transaction fee on foreign currency purchases.
Enjoy 10 complimentary airport lounge visits per year
With the Visa Airport Companion Program, you and each of your additional cardholders get access to over 1,200 airport lounges worldwide. This includes 10 free lounge visits per year. Plus, you get exclusive airport dining and retail offers.
Exclusive airport perks
Save time and money with priority security and taxi lanes, discounted valet parking, and dedicated parking.
Upgrade your next getaway at Relais & Château properties
As a Scotiabank Passport® Visa Infinite Privilege* Cardholder, you are eligible for prestigious benefits at over 200 Relais & Château properties worldwide.
Explore the Visa Infinite Luxury Hotel Collection
Enjoy 7 special benefits at over 900 hotels and an 8th exciting benefit at over 200 participating hotels, hand-selected for Scotiabank Passport® Visa Infinite Privilege* Cardholders.
Feel at home, anywhere you go
Get exclusive benefits at over 60 Sandman, Sandman Signature, and Sutton Place Hotels across Canada with Visa RSVP Rewards.
Become an Avis® President’s Club member
Spend less time in line and more time on the road with a complimentary yearly Avis President’s Club membership. This includes two car-class upgrades and the option to skip the line and go straight to your car at most Avis® locations.
Fuel up and save at Shell
Get up to 10¢/L in value on fuel purchases at Shell with your card linked to a Shell Go+ Account (instant discounts and Scene+ points value; the maximum assumes a V-Power premium fuel purchase and includes a promotional 4¢/L discount available until June 1, 2027).
Limited time: until December 31, 2026, get an additional 3¢/L off at Shell when you pay with your linked card in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba and the Northwest Territories (excluding Shell Flying J locations).
Comprehensive Travel Insurance coverage
With this welcome offer for the Scotiabank Passport® Visa Infinite Privilege* Card, you get up to 80,000 bonus Scene+ points as a welcome bonus (worth $800):
With the Scotiabank Passport® Visa Infinite Privilege* Card, you earn:
Most Canadian credit cards charge 2.5% on foreign currency purchases — that's $25 on every $1,000 spent abroad or on US-dollar online subscriptions. No-FX-fee cards eliminate this charge entirely, saving frequent travellers and online shoppers hundreds per year.
FAQ
Scotiabank Passport Visa Infinite, Brim Financial cards, and the Home Trust Preferred Visa all waive the 2.5% FX fee.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
