Exclusive
Wealthsimple Visa Infinite+ Card
WealthsimpleCash Back
- Annual fee
- $240
- Our valuation
- $500Milesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Milesopedia first-year estimateFirst-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to $500 cash back
Apply Now
on Wealthsimple's website
- Features
- Issuer
- Wealthsimple
- Network
- Loyalty Program
- Cash Back
- Fees and terms
- Annual Fee
- $240/yr
- Additional card
- $0
- Min. annual income
- $80,000+
- Household income
- $150,000+
- Interest rates
- Purchases
- 20.99 %
- Cash advance
- 22.99 %
- Balance transfer
- 22.99 %
- Foreign transaction fee
- 0 %
Issuer terms
Welcome Offer
- Earn up to $500 cash back: 5% (2% base + 3% boost) on the first $10,000 in net purchases during the 30 days after approval
- The card must stay open for 180 days after the boosted period, or the boost may be recovered
Rewards
- Earn 2% cash back on everything, with no categories to track and no cap
- No foreign exchange fees on purchases made in a currency other than the Canadian dollar
- No annual fee for eligible clients ($100,000 in assets with Wealthsimple or a qualifying direct deposit)
- Redeem your cash back at any time to almost any Wealthsimple account
Benefits
- Metal card with no digital tap limit
- 24/7 travel concierge and access to 1,200 airport lounges
- Visa Infinite perks: Luxury Hotel Collection, Visa Infinite Dining series events and prime-time reservations
- 1 complimentary 1GB + 10GB global mobile data plan with Gigsky
- Lock your card, view and change your PIN in the app, and get notified for every transaction
Insurance
- Out-of-province emergency travel medical insurance ($1,000,000)
- Trip cancellation and interruption insurance (up to $3,000 per trip)
- Delayed and lost baggage insurance (up to $1,000 per trip)
- Flight delay insurance
- Purchase protection and extended warranty
- Mobile phone insurance
- Fraud protection
Some travel insurance is not currently offered to Quebec residents.
- Travel insurance
- Coverage
- Travel medical (under 55)
- $2,000,000 · 14 days
- Travel medical (55-64)
- $2,000,000 · 14 days
- Trip Cancellation
- $1,000
- Trip Interruption
- $1,000
- Delayed Baggage
- $500
- Lost Baggage
- $749
- Purchase protection
- Coverage
- Purchase Protection
- 90 days
- Extended Warranty
- +1 year
- Mobile Device
- $1,000
Pros
- Welcome bonus of up to $500
- 2x on groceries
- 2x at restaurants
Cons
- High annual fee ($240)
- Requires good credit
Exclusive welcome offer: earn up to $500 cash back on your first $10,000 in purchases during the 30 days after approval, for 5% cash back (2% base + 3% boost).
| Purchases in the first 30 days | Base cash back (2%) | Boost (3%) | Total cash back (5%) |
|---|---|---|---|
| $2,500 | $50 | $75 | $125 |
| $5,000 | $100 | $150 | $250 |
| $10,000 | $200 | $300 | $500 |
The 3% boost only applies to the first $10,000 in net purchases during the 30 days after approval; beyond that, purchases earn the standard 2%. The card must stay open for 180 days after the boosted period.
With the Wealthsimple Visa Infinite + Card, earn 2% cash back on all your purchases, with no categories to track and no cap…
