Best Credit Cards for Restaurants in Canada - October 2026

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Terms and Conditions – Milesopedia Exclusive Promotion – World Elite Card

Welcome promotion period: June 30 to November 4, 2026.

Eligibility requirements:

• Sign up for a National Bank^® World Elite^® Mastercard^® credit card during the promotion period via the redirection link provided on the Milesopedia network websites during the promotion as a primary cardholder, as the primary cardholder.
• Must not have held any National Bank personal Mastercard credit cards in the last 24 months as the primary cardholder.
• Keep the credit card account open and in good standing until the annual fee is refunded. To be considered in good standing, you must comply with the terms of the Credit Card Agreement, such as paying all fees and minimum payments on time.
• Must not be employed by us or any entity in our group.

Promotion description:

• Refund of the first-year annual fee for the primary cardholder. We will charge this annual fee to your new card account and then refund it. You will receive this refund within five months of opening your account, provided your account is still open and in good standing. It will appear on your statement as a credit.
• Annual fees for authorized users’ cards are not eligible for this promotion.

Other conditions:

• You can only benefit from the promotion once.
• The card is issued subject to National Bank’s credit approval. Other conditions apply to the issuance of the card.
• This promotion cannot be combined with any other promotion or offer applicable to National Bank credit cards and is not retroactive.
• This promotion may be changed or withdrawn without notice.

Card benefits

• Annual travel credit ($150)
• Access to the National Bank Lounge
• Access to more than 1,300 airport lounges worldwide
• Comprehensive travel insurance for trips of up to 60 days
• Emergency medical and hospital insurance outside your province of residence
• Trip cancellation and trip interruption insurance
• Lost or stolen baggage insurance
• Car rental insurance
• Coverage for accidental damage, loss, or theft of mobile devices
• Extended warranty coverage on purchases
• Extended manufacturer’s warranty on purchases
• Medical, general, and legal assistance
• Enhanced security with Mastercard^® ID Check^™
• Discounts on monthly fees for The Total and The Connected banking packages
• Redeem points through the travel agency of your choice
• Up to 5 points per dollar spent^*

• In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards^® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets

Card features

• Earn 5X the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
• Earn 3X the points on eligible streaming subscriptions in Canada
• Earn 2X the points for eligible gas, public transit and ride sharing purchases in Canada
• Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online
• Earn 1X point for every $1 in Card purchases everywhere else
• Fees: $15.99/month (Equals $191.88 annually) for non-Quebec residents. $191.88/year for Quebec residents.
• Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
• Transfer points 1:1 to several frequent flyer and other loyalty programs
• Access Front Of The Line^® Amex^TM Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with Amex Experiences^TM

Apply with confidence!

• See if you’ll be approved before you apply – with no impact to your credit score.*
• When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
• Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
• A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
• Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*

*Instant decisions are only available for Consumer (also known as Personal) Card applications.

Earn up to $950 in welcome offers, rewards and savings in the first year, and including up to 50,000 bonus Scene+ points¹.

• Earn 6x Scene+ points¹ for every dollar spent at Sobeys, Safeway, Freshco, Foodland and more.
• Earn 5x Scene+ points¹ for every dollar spent on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
• Earn 5x Scene+ points¹ for every dollar spent on eligible entertainment in Canada. Includes cinemas, theatres and ticket agencies.
• Earn 3x Scene+ points¹ for every Canadian dollar spent in Canada on gas and daily transit. Includes rideshares, buses, subway, taxis and more.
• Earn 3x Scene+ points¹ for every Canadian dollar spent in Canada on select eligible streaming services.
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
• Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia.
• No Foreign Transaction Fee
• Comprehensive Travel Insurance coverage
• AMEX Offers^®
• American Express^® Front Of The Line^®
• American Express Invites^®
• Complimentary Concierge Services
• Get up to 12¢/L in value on fuel purchases at Shell with your card linked to a Shell Go+ Account (instant discounts and Scene+ points value; the maximum assumes a V-Power premium fuel purchase and includes a promotional 4¢/L discount available until June 1, 2027)
• Limited time: until December 31, 2026, get an additional 3¢/L off at Shell when you pay with your linked card in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba and the Northwest Territories (excluding Shell Flying J locations)

Rates, fees and other information are effective as of July 2, 2026. Subject to change.

Access special experiences with The Platinum Card^®.

Get up to 100,000 Membership Rewards^® points, worth up to $1,000 toward your next getaway-

• As a new The Platinum Card^® Cardmember, get a welcome bonus of 70,000 points when you charge $10,000 in net purchases to your Card in the first 3 months of Cardmembership
• Plus, get 30,000 points when you make a purchase between the 15th and 17th month after your Cardmembership begins

Card features

• Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
• Access a $200 Annual Travel Credit through American Express Travel Online or Platinum^® Card Travel Service
• Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
• Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands
• Make the most of the American Express Global Lounge Collection^™, which gives you access to more than 1,550 airport lounges worldwide. The Global Lounge Collection includes the Centurion Lounge^® network, Plaza Premium lounges, and hundreds of other international and domestic lounges that will enhance your travel experience. Terms and conditions apply
• Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
• Transfer points 1:1 to several frequent flyer and other loyalty programs
• Enjoy complimentary benefits that offer an average value of $550 USD at over 1,600 extraordinary properties worldwide when you book Fine Hotels + Resorts
• Platinum Cardmembers can enjoy access to special events and unique opportunities
• Enjoy premium benefits at the Toronto Pearson Airport
• You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis
• Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement

Apply with confidence!

• See if you’ll be approved before you apply – with no impact to your credit score.*
• When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
• Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
• A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
• Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*

*Instant decisions are only available for Consumer (also known as Personal) Card applications.

• Earn up to 70,000 Hilton Honors^TM Points and a Free Night Reward
• New Hilton Honors American Express^® Cardmembers, can earn 60,000 Points and a Free Night Reward after spending $3,000 on your Card in the first 3 months
• Plus, earn an additional 10,000 Points after you spend $500 on your Card in month 13
• Offer ends January 11, 2027
• Apply with confidence! See if you’ll be approved before you apply – with no impact to your credit score*
• *Instant decisions are only available for Consumer (also known as Personal) Card applications
• Earn 6 Points for every $1 in eligible Card purchases at participating Hilton brands, plus the Points you already earn as a Hilton Honors Member
• Earn 4 Points for every $1 in eligible Card purchases at gas stations, grocery stores, and restaurants in Canada
• Earn 2 Points for every $1 in all other Card purchases
• Enjoy complimentary Hilton Honors Gold status, then get upgraded to Diamond status after you charge $40,000 in net purchases to your Card each year
• Get to your next stay faster with an annual 50,000 Points bonus. Spend $12,000 in a calendar year to unlock the 50,000 Hilton Honors Points bonus
• No annual fee on Additional Cards

Get up to $1,220* in value, plus fuel savings with participating Shell stations, in your first year.

Earn a 50,000 Scene+^® points Welcome Bonus with the Tangerine^® Rewards World Elite Mastercard^®*. Apply by January 31, 2027 and start earning up to $1,220 in value* in your first year, including:

• $500 value — 50,000 Scene+ points: Spend $5,000 in Net Purchases in the first 3 months to earn the Welcome Bonus.*
• $100 value — 10,000 Scene+ points: Get the Annual Spend Reward by spending $30,000 in Net Purchases in a year.*
• $291 value — airport lounge access: Complimentary DragonPass membership through Mastercard Travel Pass, with 4 complimentary lounge visits annually.*
• $330 value — first-year points earned: Estimated 33,000 Scene+ points on $30,000 in annual Net Purchases, including $6,000 in 1.5x accelerator categories and $24,000 in all other categories.*

Earn 1.5 Scene+ points per $1 in 3 Accelerator Categories. Choose from 13 Categories and you can even switch them every 90 days.* Plus, get 1 Scene+ point per $1 spent on everything else, with no earning limit.*

Total of 13 Reward Categories:

• Grocery
• Restaurants
• Gas
• Public Transportation and Parking
• Entertainment
• Furniture
• Home Improvement
• Hotel-Motel
• Drug Store
• Recurring Bill Payments
• E-Games
• Fitness and Sports Clubs
• Foreign Currency Spend

Save on fuel with Shell
Link your card to Shell Go+ in the Tangerine mobile app or on the Tangerine website to unlock up to 10¢/L in value at participating Shell stations: instant savings of 3¢/L on any grade of Shell fuel, an additional 4¢/L instant savings on Shell V-Power^® fuel, and up to 3¢/L in Scene+ points value on Shell V-Power^® fuel.*

Premium protection and perks
Travel insurance, mobile device insurance and Event Ticket Protection*, plus exclusive access to The Mastercard Collection.*

Transfer and save
During your first 30 days, transfer balances up to your credit limit and pay an interest rate of only 1.95% on the transferred balance for 6 months (22.95% after that). A Balance Transfer fee of 1% on the amount transferred will apply.* Conditions apply.

Spend confidently with the Tangerine^® Rewards World Elite Mastercard^®*. Have peace of mind knowing you’re covered with Purchase Assurance and Extended Warranty* of up to $60,000 (lifetime maximum).