Compare Canadian Credit Cards: Fees, Rewards and Rates

169 cards found

Personal Business

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$2,500per month

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TD First Class Travel® Visa Infinite* Card

4.4 / 5

TD Visa TD Rewards

Annual feeNo annual fee the first year: $0 $139; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,039
Welcome offerAfter $7,500 in 6 months: Up to 160,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: TD Rewards

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 6x
Restaurants: 6x
Transit: 6x
Bills & recurring payments: 4x
Streaming: 4x

Read the full review

Exclusive | ContestCompare

National Bank World Elite® Mastercard®

4.8 / 5

National Bank Mastercard NBC Rewards

Annual feeNo annual fee the first year: $0 $150; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$315Annual fee rebated$150Annual credit$150Total$615Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $615
Welcome offer+ First-year annual fee refundedUp to 15,000 points from net purchases, plus 10,000 with payment insurance for 90 days and 10,000 with a first eligible chequing account. Conditions apply.: Up to 35,000 points; Ends Mar 31, 2027

Apply Now

on National Bank's website

Features
Issuer: National Bank
Network
Program: NBC Rewards

Fees and terms
Annual Fee: $150/yr
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Restaurants: 5x
Groceries: 5x
Gas: 2x
Bills & recurring payments: 2x

Read the full review

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Scotiabank Passport® Visa Infinite +* Card

4.5 / 5

Scotiabank Visa Scene+

Annual fee: $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $350
Welcome offer15,000 points after $3,000 in 3 months and 20,000 more after $10,000 total in 6 months. Eligible accounts must be opened by January 3, 2027.: Up to 35,000 points; Ends Jan 3, 2027

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Scene+

Fees and terms
Annual Fee: $150/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
With the partner brand: 3x
Groceries: 2x
Restaurants: 2x
Transit: 2x
Entertainment: 2x

Read the full review

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PC® World Elite® Mastercard®

4.5 / 5

PC Financial Mastercard PC Optimum

Annual fee: $0; No annual fee
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$50Total$50Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $50
Welcome offerAfter $100 in 60 days: 50,000 points

Apply Now

on PC Financial's website

Features
Issuer: PC Financial
Network
Program: PC Optimum

Fees and terms
Annual Fee: $0
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Pharmacy: 45x
Groceries: 30x

Read the full review

FeaturedCompare

TD® Aeroplan® Visa Infinite* Card

4.8 / 5

TD Visa Aeroplan

Annual feeNo annual fee the first year: $0 $139; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,239
Welcome offerAfter $12,000 in 12 months: Up to 50,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Gas: 1.5x
Groceries: 1.5x
Air Canada flights: 1.5x

Read the full review

Compare

Scotia Momentum® Visa Infinite +* Card

4.0 / 5

Scotiabank Visa Cash Back

Annual feeNo annual fee the first year: $0 $120; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$200Annual fee rebated$120Total$320Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $320
Welcome offerAfter $2,000 in 3 months: Up to $200 Cash Back; Ends Apr 30, 2027

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Cash Back

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 4x
Bills & recurring payments: 4x
Telecom: 4x
Gas: 2x
Transit: 2x
Streaming: 2x

Read the full review

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American Express Cobalt® Card

5.0 / 5

American Express Amex Amex Membership Rewards

Annual fee: $191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months: Up to 15,000 points

Apply Now

on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer: Amex
Network
Program: Amex Membership Rewards

Fees and terms
Annual Fee: $191.88/yr ($15.99/mo)
Min. annual income: $0+

Read the full review

Rewards: Rate
Restaurants: 5x
Groceries: 5x
Streaming: 3x
Transit: 2x
Gas: 2x

Read the full review

Compare

BMO CashBack® World Elite®* Mastercard®*

4.0 / 5

BMO Mastercard Cash Back

Annual feeNo annual fee the first year: $0 $139; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$480Annual fee rebated$139Total$619Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $619
Welcome offerGet 40 points after $2,000 in purchases per month for 12 months: Up to $480 cash back

Apply Now

on BMO's website

Features
Issuer: BMO
Network
Program: Cash Back

Fees and terms
Annual Fee: $139/yr
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Groceries: 5x
Transit: 4x
Gas: 3x
Streaming: 2x
Bills & recurring payments: 2x

Read the full review

Compare

TD Cash Back Visa Infinite* Card

4.5 / 5

TD Visa Cash Back

Annual feeNo annual fee the first year: $0 $139; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$350Annual fee rebated$139Total$489Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $489
Welcome offerAfter $3,500 in 3 months: Up to $350 cash back

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Cash Back

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Bills & recurring payments: 3x
Groceries: 3x
Gas: 3x
Transit: 3x
Streaming: 3x

Read the full review

Compare

TD® Aeroplan® Visa Infinite Privilege* Credit Card

4.8 / 5

TD Visa Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Annual credit$100Total$2,100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $2,100
Welcome offerAfter $24,000 in 12 months: Up to 100,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

Read the full review

Rewards: Rate
Air Canada flights: 2x
Restaurants: 1.5x
Groceries: 1.5x
Travel: 1.5x
Transit: 1.5x
Gas: 1.5x

Read the full review

Compare

RBC Avion Visa Infinite Privilege Card

4.0 / 5

RBC Visa RBC Avion Rewards - Elite

Annual fee: $399
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,700
Welcome offerAfter $5,000 in 6 months: Up to 100,000 points; Ends Nov 25, 2026

Apply Now

on RBC's website

Features
Issuer: RBC
Network
Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $399/yr
Min. annual income: $200,000+

Read the full review

Compare

BMO VIPorter World Elite®* Mastercard®*

4.3 / 5

BMO Mastercard Porter VIPorter

Annual feeNo annual fee the first year: $0 $199; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,249
Welcome offer+ one round-trip companion passTo earn all Bonus Points: cumulative purchases of $5,000 within 110 days, $9,000 within 180 days and $18,000 within 365 days of account opening.: Up to 70,000 points; Ends Dec 8, 2026

Apply Now

on BMO's website

Features
Issuer: BMO
Network
Program: Porter VIPorter

Fees and terms
Annual Fee: $199/yr
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Porter flights: 3x
Groceries: 2x
Convenience: 2x
Transit: 2x
Gas: 2x
Restaurants: 2x

Read the full review

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169 cards found

Personal Business

Search for a credit card

Personalize your profileCompare based on your spending.

$2,500per month

Compare

TD First Class Travel® Visa Infinite* Card

4.4 / 5

TD Visa TD Rewards

Annual feeNo annual fee the first year: $0 $139; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,039
Welcome offerAfter $7,500 in 6 months: Up to 160,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: TD Rewards

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 6x
Restaurants: 6x
Transit: 6x
Bills & recurring payments: 4x
Streaming: 4x

Read the full review

Exclusive | ContestCompare

National Bank World Elite® Mastercard®

4.8 / 5

National Bank Mastercard NBC Rewards

Annual feeNo annual fee the first year: $0 $150; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$315Annual fee rebated$150Annual credit$150Total$615Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $615
Welcome offer+ First-year annual fee refundedUp to 15,000 points from net purchases, plus 10,000 with payment insurance for 90 days and 10,000 with a first eligible chequing account. Conditions apply.: Up to 35,000 points; Ends Mar 31, 2027

Apply Now

on National Bank's website

Features
Issuer: National Bank
Network
Program: NBC Rewards

Fees and terms
Annual Fee: $150/yr
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Restaurants: 5x
Groceries: 5x
Gas: 2x
Bills & recurring payments: 2x

Read the full review

Compare

Scotiabank Passport® Visa Infinite +* Card

4.5 / 5

Scotiabank Visa Scene+

Annual fee: $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $350
Welcome offer15,000 points after $3,000 in 3 months and 20,000 more after $10,000 total in 6 months. Eligible accounts must be opened by January 3, 2027.: Up to 35,000 points; Ends Jan 3, 2027

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Scene+

Fees and terms
Annual Fee: $150/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
With the partner brand: 3x
Groceries: 2x
Restaurants: 2x
Transit: 2x
Entertainment: 2x

Read the full review

Compare

PC® World Elite® Mastercard®

4.5 / 5

PC Financial Mastercard PC Optimum

Annual fee: $0; No annual fee
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$50Total$50Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $50
Welcome offerAfter $100 in 60 days: 50,000 points

Apply Now

on PC Financial's website

Features
Issuer: PC Financial
Network
Program: PC Optimum

Fees and terms
Annual Fee: $0
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Pharmacy: 45x
Groceries: 30x

Read the full review

FeaturedCompare

TD® Aeroplan® Visa Infinite* Card

4.8 / 5

TD Visa Aeroplan

Annual feeNo annual fee the first year: $0 $139; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,000Annual fee rebated$139Annual credit$100Total$1,239Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,239
Welcome offerAfter $12,000 in 12 months: Up to 50,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Gas: 1.5x
Groceries: 1.5x
Air Canada flights: 1.5x

Read the full review

Compare

Scotia Momentum® Visa Infinite +* Card

4.0 / 5

Scotiabank Visa Cash Back

Annual feeNo annual fee the first year: $0 $120; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$200Annual fee rebated$120Total$320Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $320
Welcome offerAfter $2,000 in 3 months: Up to $200 Cash Back; Ends Apr 30, 2027

Apply Now

on Scotiabank's website

Features
Issuer: Scotia
Network
Program: Cash Back

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Groceries: 4x
Bills & recurring payments: 4x
Telecom: 4x
Gas: 2x
Transit: 2x
Streaming: 2x

Read the full review

Compare

American Express Cobalt® Card

5.0 / 5

American Express Amex Amex Membership Rewards

Annual fee: $191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months: Up to 15,000 points

Apply Now

on American Express's website

Features
Issuer: Amex
Network
Program: Amex Membership Rewards

Fees and terms
Annual Fee: $191.88/yr ($15.99/mo)
Min. annual income: $0+

Read the full review

Rewards: Rate
Restaurants: 5x
Groceries: 5x
Streaming: 3x
Transit: 2x
Gas: 2x

Read the full review

Compare

BMO CashBack® World Elite®* Mastercard®*

4.0 / 5

BMO Mastercard Cash Back

Annual feeNo annual fee the first year: $0 $139; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$480Annual fee rebated$139Total$619Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $619
Welcome offerGet 40 points after $2,000 in purchases per month for 12 months: Up to $480 cash back

Apply Now

on BMO's website

Features
Issuer: BMO
Network
Program: Cash Back

Fees and terms
Annual Fee: $139/yr
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Groceries: 5x
Transit: 4x
Gas: 3x
Streaming: 2x
Bills & recurring payments: 2x

Read the full review

Compare

TD Cash Back Visa Infinite* Card

4.5 / 5

TD Visa Cash Back

Annual feeNo annual fee the first year: $0 $139; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$350Annual fee rebated$139Total$489Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $489
Welcome offerAfter $3,500 in 3 months: Up to $350 cash back

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Cash Back

Fees and terms
Annual Fee: $139/yr
Min. annual income: $60,000+

Read the full review

Rewards: Rate
Bills & recurring payments: 3x
Groceries: 3x
Gas: 3x
Transit: 3x
Streaming: 3x

Read the full review

Compare

TD® Aeroplan® Visa Infinite Privilege* Credit Card

4.8 / 5

TD Visa Aeroplan

Annual fee: $599
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$2,000Annual credit$100Total$2,100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $2,100
Welcome offerAfter $24,000 in 12 months: Up to 100,000 points

Apply Now

on TD's website

Features
Issuer: TD
Network
Program: Aeroplan

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

Read the full review

Rewards: Rate
Air Canada flights: 2x
Restaurants: 1.5x
Groceries: 1.5x
Travel: 1.5x
Transit: 1.5x
Gas: 1.5x

Read the full review

Compare

RBC Avion Visa Infinite Privilege Card

4.0 / 5

RBC Visa RBC Avion Rewards - Elite

Annual fee: $399
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,700Total$1,700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,700
Welcome offerAfter $5,000 in 6 months: Up to 100,000 points; Ends Nov 25, 2026

Apply Now

on RBC's website

Features
Issuer: RBC
Network
Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $399/yr
Min. annual income: $200,000+

Read the full review

Compare

BMO VIPorter World Elite®* Mastercard®*

4.3 / 5

BMO Mastercard Porter VIPorter

Annual feeNo annual fee the first year: $0 $199; First year free
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,249
Welcome offer+ one round-trip companion passTo earn all Bonus Points: cumulative purchases of $5,000 within 110 days, $9,000 within 180 days and $18,000 within 365 days of account opening.: Up to 70,000 points; Ends Dec 8, 2026

Apply Now

on BMO's website

Features
Issuer: BMO
Network
Program: Porter VIPorter

Fees and terms
Annual Fee: $199/yr
Min. annual income: $80,000+

Read the full review

Rewards: Rate
Porter flights: 3x
Groceries: 2x
Convenience: 2x
Transit: 2x
Gas: 2x
Restaurants: 2x

Read the full review

12 of 169 shown

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