Ratesopedia

Pros

  • Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

Discover the BMO U.S. Dollar Mastercard, your trusted partner for worry-free shopping in the U.S.!

With this offer, eliminate the hassle of fluctuating exchange rates. Take advantage of reduced annual fees by spending just US$3,000 per year.

Plus, enjoy peace of mind with protection against unauthorized use of your card.

With acceptance at over 30 million merchants worldwide, and the ability to obtain cash advances virtually anywhere, your card is your ally for worry-free travel.

Rewards

All Spending

0x

pts per dollar

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    23.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Annual fees are in U.S. dollars
  • Eliminate the uncertainty of exchange rate fluctuations
  • Fee Reduction Offer: Buy for only $3,000 USD with your card during the year, and we’ll pay the following year’s annual fee for you*
  • Zero liability protection in the event of unauthorized use of the card
  • Acceptance in over 30 million establishments in the U.S., Canada and worldwide.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 BMO. All trademarks are property of their respective owners.