✓
Pros
- ✓Purchase protection included
- ✓No annual fee
✗
Cons
- ✗Foreign Transaction Fee (2.5%)
Rewards
All Spending
0.5x
pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
1¢/ point
0.50¢3¢
Points Earned
11,160
pts/yr
Estimated Value
$112
After Fees
+$112
1st Year Value
$112
incl. welcome bonus
Annual rewards breakdown
Groceries$4,800/yr × 0.5x2,400 pts
Restaurants$1,920/yr × 0.5x960 pts
Gas$3,600/yr × 0.5x1,800 pts
Recurring$3,600/yr × 0.5x1,800 pts
All other spending$8,400/yr × 0.5x4,200 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate0.5x
Total points earned11,160 pts
Purchase Protection
✓
Purchase Protection
Included
✓
Extended Warranty
+1 year(s)
Terms & Conditions
Card Features
- Earn 1 RBC Rewards point for every $2 in net purchases charged to your card
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.




