RBC Avion Visa Infinite Review: Up to 70,000 Points
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The RBC Avion Visa Infinite Card is RBC's main travel rewards card, and as of October 20, 2026 it carries a welcome offer of up to 70,000 Avion points for applications received by November 25, 2026. The points book flights on more than 500 airlines with no blackout periods, or convert to airline partners such as British Airways Avios and WestJet Rewards.
This RBC Avion Visa Infinite review breaks down how the 70,000 points are paid, what they are worth on RBC's own flight chart, what the card earns day to day, and who should pick a different card. For the wider picture, start with our credit cards hub, or see every card that earns these points in our best RBC Avion credit cards ranking.
Featured
- Annual fee
- $120
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,190Total$1,190Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $1,190
- Welcome offerAfter $5,000 in 6 months
- Up to 70,000 points
- Ends Nov 25, 2026
Apply Now
on RBC's website
Welcome offer: up to 70,000 points
RBC pays the offer in three instalments. The first two arrive in year one, and the third requires you to keep the card past its first anniversary. Here is the split, as of October 20, 2026, according to RBC's product page:
- 35,000 Avion points on approval: credited within 60 days after RBC approves your application.
- 20,000 bonus points: once $5,000 in qualifying purchases posts within the first 6 months of account opening.
- 15,000 anniversary points: credited 12 to 16 weeks after your first account anniversary.
The $5,000 target works out to about $834 a month over six months. Qualifying transactions are net purchases and pre-authorized bill payments. Cash advances, balance transfers, interest charges and fees do not count, and returns reduce the total. RBC also counts the posting date, not the purchase date, so a purchase made on the last day can land too late.
Two exclusions matter. The offer covers new applications only: existing RBC personal credit cardholders who switch into the card during the offer period are not eligible, and neither are co-applicants or authorized users. In addition, if you close or change the card before all three instalments post, you can lose the points not yet credited.
Earn rates
Earning is simple, with a single bonus category:
| Spending category | Avion points per $1 | Annual cap |
|---|---|---|
| Eligible travel purchases | 1.25 | None stated |
| All other eligible purchases | 1 | None stated |
| Petro-Canada fuel (card linked to Petro-Points) | 20% more points | None stated |
Travel means merchants that Visa classifies as travel: airlines, accommodations, tour operators, cruise lines, travel agencies and car rental companies. A shop inside an airport may not code as travel, so it earns the base rate.
For example, on $3,000 of monthly spending with $500 on travel, the card earns 3,125 points a month, or 37,500 points a year. Run your own numbers in our rewards calculator.
Linking the card to Petro-Points also saves 3¢ per litre on fuel at Petro-Canada and adds 20% more Petro-Points and Avion points on those purchases, as of October 20, 2026.
How to use Avion points
RBC gives you three main ways to turn points into travel. The fixed chart is the simplest; airline transfers suit points collectors who plan ahead.
RBC's fixed-points flight chart
The best-known option is RBC's Air Travel schedule, a fixed chart where each zone has a point price and a maximum ticket price before taxes and fees. You can book any seat on any airline, with no blackout dates, as long as the base fare fits under the cap. As of October 20, 2026, the chart reads:
| Zone | Round trip | Maximum base fare |
|---|---|---|
| Within or to a neighbouring province, territory or US state | 15,000 points | $350 |
| Anywhere in Canada or the US (except Hawaii and Alaska) | 35,000 points | $750 |
| Vacation destinations (Mexico, Hawaii, Alaska, Caribbean, depending on origin) | 45,000 points | $900 |
| Longer vacation routes (same regions, from the opposite coast) | 55,000 points | $1,100 |
| Europe | 65,000 points | $1,300 |
| Asia, Australia, Middle East, Africa, South America | 100,000 points | $2,000 |
This is where RBC's "up to $1,500" travel value comes from: 70,000 points cover two round trips anywhere in Canada or the continental US priced up to $750 each. Taxes, fees and surcharges remain your responsibility, and a cheaper fare does not give back the unused gap.
Converting points to airlines
Avion Elite members can convert points to four airline programs: British Airways Avios, Cathay Pacific Asia Miles, American Airlines AAdvantage and WestJet Rewards. Our product sheet lists the British Airways conversion at 1 Avion point for 1 Avios, as of October 20, 2026. Conversions are one-way, so move points only once you have found the seat.
For WestJet, Avion points become WestJet points; check the current rate in the Avion Rewards portal before you convert. Our rankings of Avios credit cards and WestJet Rewards credit cards show which other cards feed those programs.
Finally, you can apply points to travel booked through Avion Rewards, or to gift cards and merchandise. Those uses usually return less per point than the flight chart.
Insurance and everyday perks
The card carries the full Visa Infinite insurance set, underwritten by RBC Insurance Company of Canada. As of October 20, 2026, our product sheet lists these coverages:
- Out-of-province emergency medical: 15 days per trip under 65, 3 days at 65 and older.
- Trip cancellation: up to $1,500; trip interruption: up to $5,000.
- Travel accident: up to $500,000.
- Flight delay and delayed baggage: up to $500 each; lost baggage: up to $500.
- Rental car collision and loss damage: rentals up to 48 days, vehicles valued up to $65,000.
- Hotel and motel burglary: up to $2,500.
- Mobile device: up to $1,500.
- Purchase security: 90 days; extended warranty: 1 extra year.
On the everyday side, the card adds three partner perks as of October 20, 2026:
- DoorDash: a complimentary 12-month DashPass subscription when you add the card to your DoorDash account.
- Rexall: 50 Be Well points for every $1 spent on eligible purchases once the card is linked.
- Petro-Canada: 3¢ per litre off fuel and 20% more points, as described above.
For a deeper look at the travel coverage, read our RBC travel insurance review.
Fees and eligibility
The fee structure is plain. As of October 20, 2026:
| Item | Amount |
|---|---|
| Annual fee | $120 (no first-year rebate) |
| Additional card | $50 |
| Purchase interest rate | 20.99% |
| Cash advance rate | 22.99% (21.99% in Quebec) |
| Balance transfer rate | 22.99% (21.99% in Quebec) |
| Foreign currency conversion | 2.5% |
| Minimum income | $60,000 personal or $100,000 household |
There is no first-year fee rebate. The $120 fee applies from day one, although the 35,000 points paid on approval cover it many times over at the flight chart's rates.
Who this card is for
- Flexible flyers: you want to book any seat on any airline, with no blackout periods and no award-seat hunting.
- Canada and US travellers: a 35,000-point round trip covers a fare up to $750 anywhere in Canada or the continental US.
- Avios and Asia Miles collectors: Avion points convert to British Airways Avios and Cathay Pacific Asia Miles.
- Petro-Canada drivers: linking the card saves 3¢ per litre and adds 20% more points at the pump.
- People who keep cards long term: the 15,000 anniversary points reward holding the card past year one.
Who should look elsewhere
- Grocery and dining spenders: outside travel, the card earns 1 point per dollar, so everyday categories earn no bonus.
- Lounge seekers: no lounge passes are included; lounge access starts with the RBC Avion Visa Infinite Privilege.
- Travellers 65 and older on long trips: emergency medical coverage lasts 3 days per trip at that age.
- Foreign currency spenders: purchases in other currencies carry a 2.5% conversion fee; see our no foreign transaction fee cards.
- Applicants below the income line: the card requires $60,000 personal or $100,000 household income.
How it compares
Within its own family, the RBC Avion Visa Platinum charges the same $120 fee and, under RBC's terms, qualifies for the same 70,000-point offer until November 25, 2026. Its income requirement is far lower, at $15,000 according to our catalogue. Compare the insurance on the RBC Avion Visa Platinum sheet before you choose.
One tier up, the RBC Avion Visa Infinite Privilege costs $399 and requires $200,000 in income. It adds airport lounge access, which the Visa Infinite does not include. Against other banks, the Avion card trades rich everyday multipliers for flexible flights; our best RBC credit cards guide and the credit card comparison tool put it side by side with its rivals.
Conclusion
The RBC Avion Visa Infinite Card is a points card for people who want to choose their own flight. The 70,000-point offer runs until November 25, 2026, and 55,000 of those points can be earned within the first six months. The $120 fee has no first-year rebate, but the points cover it quickly.
The weak spots are everyday earning outside travel and short emergency medical coverage for travellers 65 and older. If you mostly spend on groceries and dining, or you want lounge visits, another card will serve you better. If you want to book any airline without hunting for award seats, apply before November 25, 2026, through the RBC Avion Visa Infinite Card page.
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Frequently asked questions about the RBC Avion Visa Infinite
How much is the RBC Avion Visa Infinite welcome offer?
As of October 20, 2026, the offer is up to 70,000 Avion points. You get 35,000 points on approval, 20,000 bonus points once you spend $5,000 in the first six months, and 15,000 anniversary points after your first year. RBC credits each instalment on a later statement, and the account must stay open and in good standing. Compare it with the other cards in our best RBC Avion credit cards ranking.
When does the 70,000-point offer end?
RBC applies the offer to applications received between August 13, 2026 and November 25, 2026. An application submitted after November 25, 2026 falls under whatever offer RBC runs next, which may be lower. The anniversary points still post after the deadline, as long as you applied in time and keep the card open. Track new offers through the RBC Avion Visa Infinite Card product page.
What are 70,000 Avion points worth?
RBC values the full offer at up to $1,500 in travel. That figure comes from its fixed flight chart, where 35,000 points cover a round trip anywhere in Canada or the continental US with a base fare up to $750, before taxes and fees. A cheaper fare returns less value per point, so book the chart when fares sit close to the cap. Our points valuation page explains how we value rewards currencies.
Can I convert Avion points to British Airways Avios or WestJet?
Yes. As an Avion Elite member, an RBC Avion Visa Infinite cardholder can convert points to British Airways Avios, Cathay Pacific Asia Miles, American Airlines AAdvantage and WestJet points. Our product sheet lists the Avios conversion at 1:1 as of October 20, 2026. Check the WestJet rate in the Avion Rewards portal before converting, because transfers cannot be reversed. See our Avios credit cards ranking for other ways to earn Avios.
What income do I need for the RBC Avion Visa Infinite?
RBC requires a minimum personal income of $60,000 or a minimum household income of $100,000, as of October 20, 2026. If you fall below that line, the RBC Avion Visa Platinum qualifies for the same offer under RBC's terms, with a $15,000 income requirement listed in our catalogue. Our credit card comparison tool lets you filter cards by income requirement.
Does the card include airport lounge access?
No. The RBC Avion Visa Infinite Card does not include lounge passes or a lounge membership. Lounge access sits one tier up, on the RBC Avion Visa Infinite Privilege, which costs $399 a year as of October 20, 2026. If lounges matter to you, our VIP lounge credit cards ranking lists the cards that include them.
Is the annual fee waived in the first year?
No. As of October 20, 2026, the $120 annual fee applies from the first year, and each additional card costs $50. The 35,000 points credited on approval are worth far more than the fee at RBC's flight chart rates. If a first-year rebate matters most to you, browse our first-year-free credit cards ranking.
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