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Best Scotiabank Chequing Accounts in Canada
Ranking · Updated June 2026

Best Scotiabank Chequing Accounts in Canada

Compare the top chequing accounts from Scotiabank.

7
accounts
Best for: Unlimited transactions
Scotiabank
Scotiabank Ultimate Package Chequing Account

Scotiabank · chequing

4.0Ratesopedia rating

The Scotiabank Ultimate Package Chequing Account costs $31/month but the fee is waived with a $6,000 minimum balance. It offers unlimited transactions. Current offer: Up to $700 welcome bonus.

Unlimited transactionsSpecial offer

Monthly fee

$31

Waived at $6,000

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • Fee waived with $6,000 minimum balance
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($31)
Best for: Overall value
Scotiabank
Scotiabank Basic Plus Bank Account

Scotiabank · chequing

3.6Ratesopedia rating

The Scotiabank Basic Plus Bank Account costs $11/month but the fee is waived with a $3,000 minimum balance.

Monthly fee

$11

Waived at $3,000

Regular rate

—

Promo rate

—

Transactions

—

Pros

  • Fee waived with $3,000 minimum balance
  • Free e-statements

Cons

  • Capped transactions
Best for: Overall value
Scotiabank
Scotiabank Basic Bank Account

Scotiabank · chequing

3.7Ratesopedia rating

Chequing account from scotiabank with standard terms.

Monthly fee

$4

Regular rate

—

Promo rate

—

Transactions

—

Pros

  • Free e-statements

Cons

  • Capped transactions
Best for: Unlimited transactions
Scotiabank
Scotiabank Preferred Package Chequing Account

Scotiabank · chequing

4.2Ratesopedia rating

The Scotiabank Preferred Package Chequing Account costs $17/month but the fee is waived with a $4,000 minimum balance. It offers unlimited transactions. Current offer: Up to $700 welcome bonus.

Unlimited transactionsSpecial offer

Monthly fee

$17

Waived at $4,000

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • Fee waived with $4,000 minimum balance
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • High monthly fee ($17)
Best for: Students
Scotiabank
Scotiabank Preferred Package for Students and Youth

Scotiabank · chequing

5.0Ratesopedia rating

The Scotiabank Preferred Package for Students and Youth has no monthly fee, making it risk-free to hold. It offers unlimited transactions. Current offer: Up to $175 welcome bonus.

No feeUnlimited transactionsSpecial offer

Monthly fee

$0

Regular rate

—

Promo rate

—

Transactions

Unlimited

Pros

  • No monthly fee
  • Unlimited transactions
  • Free e-statements
  • Current welcome offer

Cons

  • Few premium perks
Best for: Business
Scotiabank
Select Account for business

Scotiabank · chequing

3.0Ratesopedia rating

The Select Account for business costs $20/month but the fee is waived with a $20,000 minimum balance.

Monthly fee

$20

Waived at $20,000

Regular rate

—

Promo rate

—

Transactions

—

Pros

  • Fee waived with $20,000 minimum balance

Cons

  • High monthly fee ($20)
  • Capped transactions
Best for: Business
Scotiabank
Scotiabank Right Size Account for Business

Scotiabank · chequing

3.3Ratesopedia rating

Chequing account from scotiabank with standard terms.

Monthly fee

$6

Regular rate

—

Promo rate

—

Transactions

—

Pros

  • Straightforward, full-featured

Cons

  • Capped transactions

Complete Guide

Best Scotiabank Chequing Accounts in Canada

Compare the top chequing accounts from Scotiabank.

7

Accounts analyzed

Jun 2026

Last updated

100%

Independent

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