Pros
- ✓Welcome Bonus: 20,000 points
- ✓Up to 5x on Restaurants
- ✓Purchase protection included
- ✓No annual fee
Cons
- ✗Foreign Transaction Fee (2.5%)
Our Review
With the More Rewards RBC Visa Card, you can earn a welcome bonus of 20,000 points.
With this no-annual-fee RBC credit card, you can earn 5 points per dollar for:
- Eligible purchases from over 700 partners, including Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nesters Market, Pure Integrative Pharmacy and many more.
- Restaurants, gas and electric vehicle charging
And 3 points per dollar on all other purchases.
Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card
The RBC More Rewards Visa card is not available to residents of Quebec.
Rewards
All Spending
3x
More Rewards pts per dollar
Restaurants
5x
Groceries
5x
Gas
5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
87,600
More Rewards/yr
Estimated Value
$175
After Fees
+$175
1st Year Value
$215
incl. welcome bonus
Annual rewards breakdown
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
The More Rewards RBC Visa Infinite Card is not available to residents of Quebec.
Get up to 20,000 bonus More Rewards points: worth $30 in groceries!
5 Points per Dollar on Grocery and Pharmacy Partner Locations
- Earn 5 More Rewards points for every dollar spent at over 700 partner locations like Save-On-Foods, Quality Foods, Buy-Low Foods, PriceSmart Foods, Urban Fare, Nesters Market, Pure Integrative Pharmacy locations and more.
5 Points per Dollar on Gas and EV Charging
- Earn 5 More Rewards points for every dollar you spend on gas or EV charging purchases when paying with your More Rewards RBC Visa credit card.
5 Points per Dollar on Dining
- Earn 5 More Rewards points for every dollar you spend on dining purchases when paying with your More Rewards RBC Visa credit card.
3 Points per Dollar on All Other Purchases Anywhere You Shop
- Earn 3 More Rewards points for every dollar you spend on every other purchase you make everywhere you shop with your More Rewards RBC Visa credit card.
Petro-Canada
- Link your More Rewards RBC Visa to your Petro-Points™ card to save 3¢/L on gas at Petro-Canada™.
Purchase Security and Extended Warranty Insurance
- It automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and the extended warranty doubles the original Canadian manufacturer’s warranty for up to one additional year, for a maximum of five years.
RBC Offers
- Get exclusive savings, perks, and more with your More Rewards RBC Visa credit card.
FAQ
Earn 5x points at selected retailers and on Gas and EV Charging expenses.
Redeem your points at nearly 700 participating stores.
Are there any savings at Petro-Canada?
Yes, save 3¢/litre and earn 20% extra points.
What purchasing protection is included?
Purchase security and extended warranty on eligible purchases.
What are the annual fees and interest rates?
No annual fee, 20.99% on purchases, 22.99% on cash advances.
Are additional cards available free of charge?
Yes, the first additional card is free.
How do I earn bonus points?
Earn 5x points at selected retailers and on Gas and EV Charging expenses.
Legal
Refer to RBC page for up to date offer terms and conditions
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.