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The BMO Blue Rewards Mastercard®* has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 20,000 points. You earn 1x on groceries and 0.5x at restaurants.

Annual Fee
$0
Base Rewards Rate
0.5x

Blue Rewards

Our valuation
Welcome Bonus
20,000 points

Ends Oct 31, 2026

Pros

  • No annual fee
  • Welcome bonus of 20,000 points

Cons

  • Fewer premium perks

Why BMO Blue Rewards?

BMO Blue Rewards is BMO's own in-house points program, earned on the BMO Blue Rewards Mastercard and the BMO Blue Rewards World Elite Mastercard. Points are redeemable for travel, merchandise, and other rewards through BMO Rewards.

FAQ

Frequently Asked Questions

Which cards earn BMO Blue Rewards points?

Two BMO credit cards earn Blue Rewards: the BMO Blue Rewards Mastercard and the BMO Blue Rewards World Elite Mastercard.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.