Analyze Credit Cards
All Canadian credit cards in a sortable table. 166 cards found.
| All Cards | Network | Program | Annual Fee | Welcome Bonus | Groceries | All Spending | 1st Year Value |
|---|---|---|---|---|---|---|---|
 Business Platinum Card® from American Express | American Express Canada | American Express Membership Rewards | $799 | 120,000 pts | 1.25x | 1.25x | $2,351 |
 CIBC® Aeroplan® Visa Infinite Privilege* Card | Visa | Aeroplan | $599 | 100,000 pts | 1.5x | 1.25x | $2,283 |
 American Express® Aeroplan®* Business Reserve Card | American Express Canada | Aeroplan | $599 | 90,000 pts | 1.25x | 1.25x | $2,226 |
 CIBC Aeroplan® Visa* Business Card | Visa | Aeroplan | $180 | 75,000 pts | 1x | 1x | $2,215 |
 American Express Platinum Card® | American Express Canada | American Express Membership Rewards | $799 | 100,000 pts | 1x | 1x | $2,170 |
 TD® Aeroplan® Visa Infinite Privilege* Credit Card | Visa | Aeroplan | $599 | 85,000 pts | 1.5x | 1.25x | $2,161 |
 American Express® Aeroplan®* Reserve Card | American Express Canada | Aeroplan | $599 | 85,000 pts | 1.25x | 1.25x | $2,130 |
 BMO VIPorter World Elite®* Mastercard®* | Mastercard | Viporter | $199 | 70,000 pts | 2x | 1x | $1,764 |
 BMO eclipse Visa Infinite Privilege* Card | Visa | Bmo Rewards | $599 | 200,000 pts | 5x | 1x | $1,655 |
 TD First Class Travel® Visa Infinite* Card | Visa | TD Rewards | $139 | 165,000 pts | 6x | 2x | $1,634 |
 American Express® Gold Rewards Card | American Express Canada | American Express Membership Rewards | $250 | 60,000 pts | 2x | 1x | $1,609 |
 CIBC Aeroplan® Visa Infinite* Card | Visa | Aeroplan | $139 | 45,000 pts | 1.5x | 1x | $1,603 |
 TD® Aeroplan® Visa Infinite* Card | Visa | Aeroplan | $139 | 45,000 pts | 1.5x | 1x | $1,603 |
 RBC Avion Visa Infinite Privilege Card | Visa | Rbc Avion Elite Rewards | $399 | 70,000 pts | 1.25x | 1.25x | $1,441 |
 American Express® Business Gold Rewards Card® | American Express Canada | American Express Membership Rewards | $199 | 70,000 pts | 1x | 1x | $1,399 |
 National Bank World Elite Mastercard | Mastercard | Bnc Rewards | $150 | 50,000 pts | 5x | 1x | $1,373 |
 Scotiabank®* Platinum American Express® Card | American Express Canada | Sceneplus | $399 | 80,000 pts | 2x | 2x | $1,281 |
 American Express® Aeroplan®* Card | American Express Canada | Aeroplan | $120 | 45,000 pts | 1x | 1x | $1,279 |
 BMO Ascend™ World Elite®* Mastercard®* | Mastercard | Bmo Rewards | $150 | 100,000 pts | 1x | 1x | $1,256 |
 Scotiabank Passport® Visa Infinite Privilege* Card | Visa | Sceneplus | $599 | 100,000 pts | 1x | 1x | $1,232 |
 BMO® Ascend World Elite®*<br>Business Mastercard®* | Mastercard | Bmo Rewards | $149 | 100,000 pts | 1.5x | 1.5x | $1,196 |
 Scotiabank Passport® Visa Infinite Business* Card | Visa | Sceneplus | $199 | 40,000 pts | 1.5x | 1.5x | $1,191 |
 CIBC Aventura® Visa Infinite* Card | Visa | Cibc Aventura | $139 | 45,000 pts | 1.5x | 1x | $1,177 |
 CIBC Aventura® Gold Visa* Card | Visa | Cibc Aventura | $139 | 45,000 pts | 1.5x | 1x | $1,177 |
 RBC Avion Visa Infinite Card | Visa | Rbc Avion Elite Rewards | $120 | 55,000 pts | 1x | 1x | $1,151 |
 RBC Avion Visa Platinum | Visa | Rbc Avion Elite Rewards | $120 | 55,000 pts | 1x | 1x | $1,144 |
 BMO CashBack® Mastercard®* World Eliteᴹᴰ* | Mastercard | Cashback | $120 | 480 pts | 5x | 1x | $1,140 |
 BMO eclipse Visa Infinite* Card | Visa | Bmo Rewards | $120 | 80,000 pts | 5x | 1x | $1,139 |
 RBC British Airways Visa Infinite | Visa | British Airways Club | $165 | 60,000 pts | 2x | 1x | $1,093 |
 Marriott Bonvoy® Business American Express®* Card | American Express Canada | Marriott Bonvoy | $150 | 80,000 pts | 2x | 2x | $1,067 |
 CIBC Aventura® Visa Infinite Privilege* card | Visa | Cibc Aventura | $499 | 80,000 pts | 1.25x | 1.25x | $1,061 |
 American Express Cobalt® Card | American Express Canada | American Express Membership Rewards | $192 | 15,000 pts | 5x | 1x | $1,054 |
 CIBC Aventura® Visa* Card for Business | Visa | Cibc Aventura | $180 | 75,000 pts | 1x | 1x | $1,018 |
 Scotiabank Passport® Visa Infinite +* Card | Visa | Scene+ | $150 | 60,000 pts | 2x | 1x | $997 |
 TD Cash Back Visa Infinite* Card | Visa | Cashback | $139 | 350 pts | 3x | 1x | $969 |
 Scotia Momentum® Visa Infinite +* Card | Visa | Cash Back | $120 | 300 pts | 4x | 1x | $948 |
 BMO VIPorter Mastercard®* | Mastercard | Viporter | $89 | 40,000 pts | 1x | 0.5x | $946 |
 Marriott Bonvoy® American Express®* Card | American Express Canada | Marriott Bonvoy | $120 | 70,000 pts | 2x | 2x | $942 |
 CIBC Dividend® Visa Infinite* Card | Visa | Cashback | $120 | 300 pts | 4x | 1x | $931 |
 Cathay World Elite® Mastercard – powered by Neo | Mastercard | Asia Miles | $180 | 60,000 pts | 1x | 1x | $930 |
 Scotiabank Gold American Express® Card | American Express Canada | Sceneplus | $120 | 45,000 pts | 5x | 1x | $911 |
 TD® Aeroplan® Visa Platinum* Credit Card | Visa | Aeroplan | $89 | 20,000 pts | 1x | 0.67x | $866 |
 RBC Avion Visa Infinite Business Card | Visa | Rbc Avion Elite Rewards | $175 | 35,000 pts | 1.25x | 1.25x | $865 |
 CIBC Dividend Platinum® Visa* Card | Visa | Cashback | $99 | 300 pts | 3x | 1x | $862 |
 MBNA Rewards World Elite® Mastercard® | Mastercard | Mbna Rewards | $120 | 30,000 pts | 5x | 1x | $833 |
 United® MileagePlus® Neo World Elite® Mastercard | Mastercard | United Mileageplus | $89 | 25,000 pts | 1x | 0.75x | $805 |
 SimplyCash® Preferred Card from American Express | American Express Canada | Cashback | $120 | 250 pts | 4x | 2x | $778 |
| MBNA Rewards World Elite® Mastercard® (Quebec) | Mastercard | Mbna Rewards | $120 | 20,000 pts | 5x | 1x | $733 |
 WestJet RBC® World Elite Mastercard‡ | Mastercard | WestJet Rewards | $139 | 45,000 pts | 2x | 1.5x | $713 |
 WestJet RBC<sup>®</sup> World Elite Mastercard for Business<sup>‡</sup> | Mastercard | Westjet Rewards | $175 | 45,000 pts | 1.5x | 1.5x | $689 |
 Tangerine® Rewards World Elite Mastercard®* | Mastercard | Scene+ | $120 | 30,000 pts | 1.5x | 1x | $680 |
 TD Platinum Travel Visa* Card | Visa | Td Rewards | $89 | 50,000 pts | 4.5x | 1.5x | $647 |
 Desjardins Odyssey® World Elite® Mastercard | Mastercard | Bonusdollars Desjardins | $130 | — | 3x | 1x | $632 |
 RBC Avion Visa Business Card | Visa | Rbc Avion Elite Rewards | $120 | 20,000 pts | 1x | 1x | $584 |
 American Express® Green Card | American Express Canada | American Express Membership Rewards | $0 | 10,000 pts | 1x | 1x | $578 |
 CIBC Aeroplan® Visa* Card | Visa | Aeroplan | $0 | 10,000 pts | 1x | 0.67x | $577 |
 Desjardins Odyssey Visa Infinite Privilege Card | Visa | Bonusdollars Desjardins | $395 | — | 3x | 1.5x | $549 |
| CIBC Aeroplan® Visa* Card for Students | Visa | Aeroplan | $0 | 10,000 pts | 1x | 0.67x | $538 |
 Wealthsimple Visa Infinite Privilege Card | Visa | Cashback | $240 | — | 2x | 2x | $480 |
 ManulifeMONEY+ Visa Infinite Card | Visa | Cashback | $120 | — | 3x | 1x | $473 |
 SimplyCash® Card from American Express | American Express Canada | Cashback | $0 | 100 pts | 2x | 1.25x | $463 |
 RBC ION+ Visa Card | Visa | Rbc Avion Premium Rewards | $48 | 21,000 pts | 3x | 1x | $418 |
 Air France KLM World Elite Mastercard® | Mastercard | Flying Blue | $132 | — | 1x | 1x | $415 |
 MBNA Rewards Platinum Plus® Mastercard® | Mastercard | Mbna Rewards | $0 | 10,000 pts | 2x | 1x | $407 |
| MBNA Rewards Platinum Plus® Mastercard® | Mastercard | Mbna Rewards | $0 | 10,000 pts | 2x | 1x | $407 |
 Simplii Financial™ Cash Back Visa* Card | — | Cashback | $0 | 100 pts | 1.5x | 0.5x | $407 |
 MBNA Smart Cash® World Mastercard® | Mastercard | Cashback | $39 | 150 pts | 2x | 1x | $399 |
 MBNA Smart Cash Platinum Plus® Mastercard® | Mastercard | Cashback | $0 | 150 pts | 2x | 0.5x | $396 |
 Scotiabank American Express® Card | American Express Canada | Sceneplus | $0 | 5,000 pts | 2x | 1x | $393 |
 Amazon.ca Rewards Mastercard | Mastercard | Cashback | $0 | 150 pts | 1x | 1x | $390 |
 CIBC Dividend® Visa* Card for Students | Visa | Cashback | $0 | 150 pts | 2x | 0.5x | $385 |
 BMO eclipse rise Visa* Card | Visa | Bmo Rewards | $0 | 25,000 pts | 2.5x | 0.5x | $384 |
 Laurentian Bank Visa Infinite* Card | Visa | Cashback | $130 | 120 pts | 2x | 1x | $367 |
 Rogers Red World Elite® Mastercard | Mastercard | Cashback | $0 | — | 1.5x | 1.5x | $360 |
 BMO CashBack® Business Mastercard®* | Mastercard | Cashback | $0 | 125 pts | 0.75x | 0.75x | $359 |
 BMO CashBack® Mastercard®* for students | Mastercard | Cashback | $0 | 100 pts | 3x | 0.5x | $358 |
| BMO CashBack® Mastercard®* | Mastercard | Cashback | $0 | 100 pts | 3x | 0.5x | $358 |
 Laurentian Bank Visa* Cashback Card | Visa | Cashback | $65 | 80 pts | 2x | 1x | $355 |
 CIBC Costco Mastercard | Mastercard | Cashback | $0 | — | 1x | 1x | $350 |
 Tangerine® Money-Back World Mastercard®* | Mastercard | Cash Back | $0 | 100 pts | 2x | 0.5x | $346 |
 Tangerine Money-Back Credit Card | Mastercard | Cashback | $0 | 100 pts | 2x | 0.5x | $346 |
 Scotiabank® Scene+™ Visa* Card | Visa | Sceneplus | $0 | 10,000 pts | 2x | 1x | $345 |
| CIBC Dividend® Visa* Card | Visa | Cashback | $0 | 100 pts | 2x | 0.5x | $338 |
 PC® World Elite® Mastercard® | Mastercard | Optimum | $0 | 20,000 pts | 30x | 10x | $336 |
 PC Insiders™ World Elite Mastercard® | Mastercard | Optimum | $120 | — | 40x | 10x | $336 |
 Desjardins Cash Back World Elite Mastercard | Mastercard | Cashback | $100 | — | 4x | 1x | $322 |
 Scotia Momentum® Visa* Card | Visa | Cashback | $49 | — | 2x | 1x | $321 |
 CIBC Aventura® Visa* Card for Students | Visa | Cibc Aventura | $0 | 10,000 pts | 1x | 0.5x | $314 |
| CIBC Aventura® Visa* Card | Visa | Cibc Aventura | $0 | 10,000 pts | 1x | 0.5x | $314 |
 WestJet RBC Mastercard‡® | Mastercard | Westjet Rewards | $39 | 10,000 pts | 1x | 1x | $301 |
 Triangle™ World Elite Mastercard® | Mastercard | Canadian Tire Triangle | $0 | — | 3x | 0.8x | $298 |
 PC® World Mastercard® | Mastercard | Optimum | $0 | 20,000 pts | 20x | 10x | $288 |
 TD Rewards Visa* Card | Visa | Td Rewards | $0 | 15,152 pts | 3x | 1x | $281 |
 Scotia Momentum® No-Fee Visa* Card | Visa | Cashback | $0 | 100 pts | 1x | 0.5x | $280 |
 RBC ION Visa Card | Visa | Rbc Avion Premium Rewards | $0 | 11,000 pts | 1.5x | 1x | $278 |
 moi RBC Visa Credit Card | Visa | Moi | $0 | 5,000 pts | 1x | 1x | $276 |
 Walmart Rewards<sup>™</sup> World Mastercard® | Mastercard | Cashback | $0 | 25 pts | 1x | 1x | $274 |
 Tims® Mastercard | Mastercard | Tims Rewards | $0 | — | 5x | 0.5x | $269 |
 Walmart Rewards<sup>™</sup> Mastercard® | Mastercard | Cashback | $0 | 25 pts | 1x | 1x | $265 |
 Scotia Momentum® for business Visa* Card | Visa | Cashback | $79 | — | 1x | 1x | $264 |
 RBC Cash Back Preferred World Elite Mastercard | Mastercard | Cashback | $99 | — | 1.5x | 1.5x | $261 |
 PC® Mastercard® | Mastercard | Optimum | $0 | 20,000 pts | 10x | 10x | $260 |
 National Bank ECHO Cashback Mastercard | Mastercard | Cashback | $30 | — | 1.5x | 1x | $252 |
 CIBC Adapta™ Mastercard® | Mastercard | Adapta | $0 | 6,000 pts | 1x | 1x | $252 |
 Capital One® Aspire Cash™ Platinum Mastercard® | Mastercard | Cashback | $0 | — | 1x | 1x | $240 |
 Rogers Red Mastercard | Mastercard | Cashback | $0 | — | 1x | 1x | $240 |
 RBC Business Cash Back Mastercard Card | Mastercard | Cashback | $0 | — | 1x | 1x | $240 |
 Capital One® Aspire Travel™ Platinum Mastercard® | Mastercard | — | $0 | — | 1x | 1x | $240 |
 Wealthsimple Visa Infinite Card | Visa | Cashback | $240 | — | 2x | 2x | $240 |
 More Rewards RBC Visa Infinite Card | Visa | More Rewards | $0 | 20,000 pts | 8x | 4x | $236 |
 Triangle™ Mastercard® | Mastercard | Canadian Tire Triangle | $0 | — | 1.5x | 0.8x | $226 |
 CIBC U.S. Dollar Aventura® Gold Visa* Card | Visa | Cibc Aventura | $35 | 2,500 pts | 0.5x | 0.5x | $222 |
 National Bank Platinum Mastercard® | Mastercard | Bnc Rewards | $70 | — | 2x | 0.67x | $209 |
 Desjardins Cash Back Visa | Visa | Cashback | $0 | — | 0.5x | 0.5x | $203 |
 Desjardins Bonus Visa* Credit Card | Visa | Bonusdollars Desjardins | $0 | — | 0.5x | 0.5x | $203 |
 Desjardins Cash Back Mastercard | Mastercard | Cashback | $0 | — | 0.5x | 0.5x | $203 |
 ManulifeMONEY+ Visa Platinum Card | Visa | Cashback | $0 | — | 2x | 0.5x | $192 |
 RBC Cash Back Mastercard | Mastercard | Cashback | $0 | — | 2x | 0.5x | $190 |
 Rogers Red World Legend<sup>TM</sup> Mastercard | Mastercard | Cashback | $495 | — | 2x | 2x | $185 |
 Desjardins Odysseyᴹᴰ Gold Visa Card | Visa | Bonusdollars Desjardins | $110 | — | 1x | 0.65x | $185 |
 KOHO Prepaid Mastercard® Everything Plan | Mastercard | Cashback | $177 | — | 2x | 0.5x | $182 |
 Scotia Momentum® Mastercard®* Credit Card | Mastercard | Cashback | $0 | — | 1x | 0.5x | $180 |
 TD Cash Back Visa* Card | Visa | Cashback | $0 | — | 1x | 0.5x | $180 |
 RBC U.S. Dollar Visa Gold Card | Visa | Rbc Avion Premium Rewards | $65 | — | 1x | 1x | $175 |
 More Rewards RBC Visa Card | Visa | More Rewards | $0 | 20,000 pts | 5x | 3x | $169 |
 Laurentian Bank Reward Me Visa* Card | Visa | Cashback | $0 | 40 pts | 1x | 0.5x | $158 |
 National Bank World® Mastercard® | Mastercard | Bnc Rewards | $115 | — | 1.25x | 1.25x | $155 |
 Brim World Elite Mastercard | Mastercard | Cashback | $89 | — | 1x | 1x | $151 |
 National Bank mycredit Mastercard | Mastercard | Cashback | $0 | — | 0.5x | 0.5x | $148 |
 KOHO Prepaid Mastercard Extra Plan | Mastercard | Cashback | $144 | — | 1.5x | 0.25x | $128 |
| Secured Tims® Mastercard | Mastercard | Tims Rewards | $0 | — | 2x | 0.25x | $124 |
 Neo Money Card | Mastercard | Cashback | $0 | — | 1x | 0x | $120 |
 Brim Mastercard | Mastercard | Cashback | $0 | — | 0.5x | 0.5x | $120 |
 EQ Bank Card | Mastercard | Cashback | $0 | — | 0.5x | 0.5x | $120 |
 JA Money card—powered by Neo | Mastercard | Cashback | $0 | — | 0.5x | 0.5x | $120 |
 National Bank Allure Mastercard | Mastercard | Cashback | $0 | — | 0.5x | 0.5x | $120 |
 Neo Mastercard® | Mastercard | Cashback | $0 | 25 pts | — | 0x | $109 |
 KOHO Prepaid Mastercard® Essential Plan | Mastercard | Cashback | $48 | 20 pts | 1x | 0x | $104 |
| <br>Secured Neo Mastercard | Mastercard | Cashback | $96 | 25 pts | 1x | 0x | $49 |
 CIBC Select Visa* Card | Visa | — | $29 | — | 0x | 0x | $29 |
 Capital One Smart Rewards™ Mastercard® | Mastercard | — | $0 | — | 0x | 0x | — |
 Scotia® Home Hardware PRO Visa* Business Card | Visa | Sceneplus | $0 | 7,500 pts | — | — | — |
 BMO Preferred Rate Mastercard®* | Mastercard | — | $29 | — | 0x | 0x | — |
 RBC Visa Platinum Card | Visa | Rbc Avion Premium Rewards | $0 | — | 0x | 0x | — |
 RBC Visa CreditLine for Small Business Card | Visa | — | $0 | — | 0.5x | 0.5x | — |
 RBC Visa Classic Low Rate Option Card | Visa | — | $20 | — | 0x | 0x | — |
 Scotiabank Value® Visa* Card | Visa | — | $29 | — | 0x | 0x | — |
 Neo World Mastercard® | Mastercard | Cashback | $0 | — | 2x | 0.5x | — |
 MBNA True Line® Mastercard® credit card - Non Quebec Residents | Mastercard | — | $0 | — | 0x | 0x | — |
 RBC RateAdvantage Visa Card | Visa | Rbc Avion Premium Rewards | $0 | — | 0x | 0x | — |
 Capital One Guaranteed Secured Mastercard® | Mastercard | — | $0 | — | 0x | 0x | — |
 National Bank MC1 Mastercard | Mastercard | Cashback | $0 | — | 0x | 0x | — |
 ScotiaLine® for business Visa* Credit Card | Visa | — | $0 | — | — | — | — |
 Wealthsimple Prepaid Mastercard | Mastercard | Cashback | $0 | 25 pts | — | — | — |
 Desjardins Flexi Visa Card | Visa | — | $0 | — | 0x | 0x | — |
 Neo World Elite® Mastercard | Mastercard | Cashback | $125 | — | 5x | 1x | — |
| Capital One Guaranteed Mastercard® | Mastercard | — | $0 | — | — | — | — |
 TD Low Rate Visa* Credit Card | Visa | — | $25 | — | 0x | 0x | — |
 Wise Visa Card | Visa | — | $0 | — | — | — | — |
 BMO Prepaid Mastercard®* | Mastercard | — | $10 | — | 0x | 0x | $-10 |
 Laurentian Bank Reduced Rate Visa* Card | Visa | Cashback | $30 | 40 pts | 0x | 0x | $-10 |
 RBC Visa Business Card | Visa | — | $12 | — | 0x | 0x | $-12 |
 National Bank Syncro Mastercard | Mastercard | Cashback | $35 | — | 0x | 0x | $-35 |
 TD U.S. Dollar Visa* Card | Visa | Cashback | $39 | — | 0x | 0x | $-39 |
 MBNA True Line Gold Mastercard® – Non Quebec Residents | Mastercard | — | $39 | — | 0x | 0x | $-39 |
 BMO U.S. Dollar Mastercard®* | Mastercard | — | $49 | — | 0x | 0x | $-49 |